- Report: #253051
Complaint Review: Ever Private Card Service - Internet
-
Author Confirmed
Why?
Ever Private Card Service
www.everprivatecardservice.com Internet, U.S.A.
Phone:
866-3795984
Web:
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Business Rating:
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Ever Private Card Service debited my account without knowing who they are; bank no help ripoff Internet *EDitor's Suggestions on how to get your money back into your bank account!
Ive been in the hospital for almost two months, and released yesterday. So today I go through my bills and and find that my bank has charged me a NSF for this company and a charge for 49.95.
I called and found out the name and phone number 866-379-5984 which seems to be bogus. It leads you to call 514-868-2092 in which no one has answered all day. Its now 7:39pm and still nothing. I've went to their website and filled out my ticket. But after reading the reports I found here Im doubtful that I will get my refund.
Still no one can tell me how I was even charged while in the hospital. Still I think I might be the victim of other fraud here as well since I had a stroke and a heart attack. Maybe some dumb hospital employee thinks they will get money.. Ha ha they have been scammed also.
So now Im on to my next mission, have the hospital check their employees also. Today is definitely not a good day. So if anyone has any useful advice please let me know.. Thanks
S.J.
casselberry, Florida
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
I called and found out the name and phone number 866-379-5984 which seems to be bogus. It leads you to call 514-868-2092 in which no one has answered all day. Its now 7:39pm and still nothing. I've went to their website and filled out my ticket. But after reading the reports I found here Im doubtful that I will get my refund.
Still no one can tell me how I was even charged while in the hospital. Still I think I might be the victim of other fraud here as well since I had a stroke and a heart attack. Maybe some dumb hospital employee thinks they will get money.. Ha ha they have been scammed also.
So now Im on to my next mission, have the hospital check their employees also. Today is definitely not a good day. So if anyone has any useful advice please let me know.. Thanks
S.J.
casselberry, Florida
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
1 Updates & Rebuttals
S.j.
casselberry,Florida,
U.S.A.
more info on the con artists
#2Author of original report
Fri, June 08, 2007
Now its 9:12 pm eastern and ive talked to my bank again and notified them of all the sites that list this company and its various names. It seems that Im not the only one at my bank with the same problem. My CS agent was nice enough to inform me that they had recently sent out a memo of the company by its other name quickcardservice.com. I still have to now fill out fraud affidavits a police report but It seems there might be light at the end of this dark tunnel. I go tomorrow to see if my new nightmare is over. My bank thank goodness does believe me but needs to follow procedure. Which in fact I dont mind they need to protect themselves as well. They will be changing my account before i incur other fees and charges, like I read most others have received. I like to thank the people from ripoffreport.com for being here for people like us to be heard. Oh and by the way for the people who dont know who this company is like I was i found their website. quickcardservice.com and everprivatecard.com Go to second one and they will have this displayed at the bottom: The USA PATRIOT ACT is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The Visa(r) Prepaid card is contingent upon successfully passing this mandatory identification confirmation. EverPrivate Card is NOT AFFILIATED WITH ANY CASH ADVANCE PAY DAY LOAN LENDER. Yet the page says your appying for a mastercard. Another lie in their long string of lies I've found tonight. there are many sites out there that will tell you about this company in its many names. If you need a payday loan find a company that you only deal with them no one else. Credit cards only the providers, if your one of those people that way is safest. Yet unlike the rest of us where they steal our info and still have no idea where they got it from well we have to be more on our guard. So until tomorrow folks wish me well.
