Amanda
Bonita Springs,#2Consumer Suggestion
Tue, October 28, 2003
Robert, there are steps towards resolution that you can take. per the Real Estate Settlement Procedures Act (RESPA), you must file a "qualified letter of dispute" regarding the erroneous fee's & resulting foreclosure actions. The URL below will bring you to HUD's info on filing RESPA complaints. http://www.hud.gov/offices/hsg/sfh/res/resp2605.cfm Fax your complaint to: Mr. Greg Harmer, Fairbanks Capital General Counsel Fax# (801) 293-2555, his phone # for follow up is (801) 313-2173, you may want to send him an email to let him know it's there ([email protected]). BE SURE TO PRINT YOUR FAX CONFIRMATION REPORT, be sure to include your supporting documentation. ONCE A COMPLAINT IS FILED FURTHER FORCLOSURE ACTION ON YOUR PROPERTY IS ILLEGAL. Beware though, as usual, they are lax on follow up. Request immediately a Payment History going back to the origination of their servicing of your account. Have your checks out & match up dates that the checks cleared as opposed to when they were posted by Fairbanks. Prove that they have s****.. ALSO... be sure to register a complaint w/ your state Attorney General, with HUD ([email protected]) AND with the Federal Trade Commission ([email protected]). Send copies of your complaints & a plea for help to all your local TV stations, Newspapers & radio stations. BE CERTAIN to address PROPER & TIMELY restoration of your credit reporting as Fairbanks is infamous for not following through on that either. AVOID PHONE CONVERSATIONS WITH THEM. GET EVERYTHING IN WRITING. & let us know how it goes.