- Report: #70259
Complaint Review: FAIRBANKS CAPITAL CORP - SALT LAKE CITY Utah
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FAIRBANKS CAPITAL CORP
PO BOX 65250 SALT LAKE CITY, 84165 Utah, U.S.A.
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FAIRBANKS CAPITAL CORP ripoff SALT LAKE CITY Utah
I was 4 months behind on my mortgage a total of $2,112.00 ( $528.00 per month) and agreed to a forbearence agreement which cost me so far around $5,500.00 with legal fees being around $4,000.00. AS of April 2003 I'v been in constant contact with someone at FAIRBANKS CAPITAL CORP. one person tells us we are paid up to date and another tells you that there is a difference of about $2,300.00 in legal fees that is still outstanding.
I am trying so hard to make myself credit worthy and just when I thought I would refinance I'm again kicked in the face. It seems that FAIRBANKS CAPITAL CORP has my mortgage listed as being in foreclosure which I just filed a dispute with all 3 credit reporting agencies! My house is valued at about $58,000.00 and my balance at FAIRBANKS CAPITAL CORP is around $39,000.00
I FEEL AS THOUGH I'M BEING HELD HOSTGAGE AT AN INTEREST RATE OF 12.35% when everybody that I'v spoken to stated that I should be able to get a much better rate if my mortgage wasn't listed as being in forclosurer and also to my surprise everybody that I spoke to also stated how crooked FAIRBANKS CAPITAL CORP. was.
Robert
harrisburg, Pennsylvania
U.S.A.
I am trying so hard to make myself credit worthy and just when I thought I would refinance I'm again kicked in the face. It seems that FAIRBANKS CAPITAL CORP has my mortgage listed as being in foreclosure which I just filed a dispute with all 3 credit reporting agencies! My house is valued at about $58,000.00 and my balance at FAIRBANKS CAPITAL CORP is around $39,000.00
I FEEL AS THOUGH I'M BEING HELD HOSTGAGE AT AN INTEREST RATE OF 12.35% when everybody that I'v spoken to stated that I should be able to get a much better rate if my mortgage wasn't listed as being in forclosurer and also to my surprise everybody that I spoke to also stated how crooked FAIRBANKS CAPITAL CORP. was.
Robert
harrisburg, Pennsylvania
U.S.A.
1 Updates & Rebuttals
Amanda
Bonita Springs,Florida,
U.S.A.
Time For You To File Your RESPA Letter ..ONCE A COMPLAINT IS FILED FURTHER FORCLOSURE ACTION ON YOUR PROPERTY IS ILLEGAL
#2Consumer Suggestion
Tue, October 28, 2003
Robert, there are steps towards resolution that you can take. per the Real Estate Settlement Procedures Act (RESPA), you must file a "qualified letter of dispute" regarding the erroneous fee's & resulting foreclosure actions. The URL below will bring you to HUD's info on filing RESPA complaints. http://www.hud.gov/offices/hsg/sfh/res/resp2605.cfm Fax your complaint to: Mr. Greg Harmer, Fairbanks Capital General Counsel Fax# (801) 293-2555, his phone # for follow up is (801) 313-2173, you may want to send him an email to let him know it's there ([email protected]). BE SURE TO PRINT YOUR FAX CONFIRMATION REPORT, be sure to include your supporting documentation. ONCE A COMPLAINT IS FILED FURTHER FORCLOSURE ACTION ON YOUR PROPERTY IS ILLEGAL. Beware though, as usual, they are lax on follow up. Request immediately a Payment History going back to the origination of their servicing of your account. Have your checks out & match up dates that the checks cleared as opposed to when they were posted by Fairbanks. Prove that they have s****.. ALSO... be sure to register a complaint w/ your state Attorney General, with HUD ([email protected]) AND with the Federal Trade Commission ([email protected]). Send copies of your complaints & a plea for help to all your local TV stations, Newspapers & radio stations. BE CERTAIN to address PROPER & TIMELY restoration of your credit reporting as Fairbanks is infamous for not following through on that either. AVOID PHONE CONVERSATIONS WITH THEM. GET EVERYTHING IN WRITING. & let us know how it goes.
