I requested a loan for 5000. Katie Parker called me and said my loan was approved., However because I have bad credit she said I need to make a 450 collateral payment. She said I won’t need to make additional payments until three to 4 months. (I believe). I faxed her the contract for payments of 150 per month for I believe 5 years. She then said I need to make a western union payment to a lender Joseph Walker, who lives in London Ontario Canada. I thought it kind of strange, but since what I thought was a large local honest company with a calling center. I did what I normally would not do. After the money was sent I called Katie. I wanted to see when I would receive the funds. She said the lender is requesting an additional 450. I said why. She said according to the contract the vender has the right to reavalueate the terms. Then I told her in some not so friendly words, you ripped off. She said I could have a refund in thirty days. I know that is more lies. So I have to count my lost.