Annoyed Armed Citizen
Atlantic Highlands,#2Consumer Suggestion
Sun, May 10, 2009
check out (((ROR redacted))) I use this site and it has helped me so far. i sent FRS, Inc. a validation letter along with a cease and desist letter on contacting by any other means other than mail. Just remember that when you mail anything, always get it Certified and with a Return Receipt. It'll cost about $5 and some change per letter. If they call, always record the conversation. NEVER call them. Also, read up on your rights. If the collection company is in violation of any of your rights and you can prove it, you can sue them for up to $1000 per incident. On a personal note, try to develop a new filing system for your bills and other financial paperwork. Keep it for atleast 7 years and this is how long the IRS can collect on you and for how long the 3 Credit Reporting Agencies can have info on your credit report. hope this helps. CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.