- Report: #126265
Complaint Review: Financing Alternatives Inc. - Chesapeake Virginia
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Financing Alternatives Inc.
565 Cedar Road Suite 1 Chesapeake, 23322 Virginia, U.S.A.
Phone:
800-815-7140
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Financing Alternatives, Inc. A syndicate of thieves, classically trained devils whose hour is about to come to an end. Chesapeake Virginia
They entice with a lie from the very beginning. 1.You'll be receiving the top of the line Dell Computor, when I ask what model would that be, the reply is "we have our own in-house numbers and they are different from Dells"). 2.You'll be receiving your Computor in two weeks, then two more weeks , then two more weeks ( while the whole time money is being deducted from your account) 3. Funds are withdrawn on day that was not agreed to, causing check to bounce. 4. Once first six payments are paid in full ($300 check + four $71.98 payments) still, no computor. at this point, since the contract has been officially breached, I wanted the money refunded. $562.00 of $1,871.48 total had already been stolen ( they refused refund), All for a computor that could have purchased directly from DELL for $399.00 which is definitely not anywhere near a top of the line computor.
Deception, Trickery, con artist, these adjectives do not begin to describe how big this is. Stealing cannot really be this easy, But lets face it, this is AMERICA.
800-760-0704 This was the number they ran but shut down after Christmas. This company, Financing Alternatives, Inc. is a choo-choo train of lies. Class Action, fines, GOVERNMENT AGENCIES etc. are the ways to fight them, even though they truly think they're bigger than the law, they are in for a big suprise.
Michael
Brighton, Massachusetts
U.S.A.
Deception, Trickery, con artist, these adjectives do not begin to describe how big this is. Stealing cannot really be this easy, But lets face it, this is AMERICA.
800-760-0704 This was the number they ran but shut down after Christmas. This company, Financing Alternatives, Inc. is a choo-choo train of lies. Class Action, fines, GOVERNMENT AGENCIES etc. are the ways to fight them, even though they truly think they're bigger than the law, they are in for a big suprise.
Michael
Brighton, Massachusetts
U.S.A.
1 Updates & Rebuttals
Tom
Kerrville,Texas,
U.S.A.
To Michael: Financing Alternatives tramples on your constitutional rights, read on
#2Consumer Suggestion
Sat, January 08, 2005
I like the way you put that. Did you know they are required by the Federal Truth in Lending Act to disclose the APR on the contract? They refuse to do so. They charge you 9.99 for each debit from the bank. They are only doing this to you because they don't have the money available to buy the cheap $399.00 computer. What do they mean by in house numbers? If they mean the model specs for in-house financing, then even in-house financers disclose the APR on loans. Financing Alternatives isn't following the law here, they never do. Did you also know that Financing Alternatives business credit report shows no trade lines with Dell? Dell isn't their supplier. That's proof right there. Proof that Financing Alternatives only buys the computers after they collect your 3 months of payments. Proof that you haven't gotten your computer because they don't have the money to buy the computer. It's ok for Financing Alternatives to breach the contract, but if you breach it, then it's all over. Even if they breach the contract you get no refund. Financing Alternatives tramples on your constitutional rights. They do this by taking your right away to seek damages through a conventional jury trial. They only allow you to go through binding arbitration. This gives you less of a chance to recover damages. They make you agree first to the verbal contract (voice recorders the customer reps use), before sending the real contracts. By law, you have the right to read the true contract before agreeing to the terms. I am going to call them very soon. I am going to pose as a new customer. I am going to catch them on many slip-ups. I am going to ask them to send me a copy of the real contract before I agree to their terms. I will ask the customer rep if I can record the conversation myself for my own protection. How much you wanna bet they will refuse? That will expose their true nature. I was a customer, but they never got one payment from me, because after I read the contract and figured out I would be paying 2367 for a 500 dollar laptop, I was livid! I called my bank to put a stop payment and since then i've been free. I have my original contract. I forwarded a copy to the FBI in Virginia who are investigating them, the Texas Attorney General, and the Virginia Attorney Generals office, as well as the FTC. I have done my part so I will kick back and relax while the flames get fanned. Also Michael, read my other posts which go into better detail about how much of a rip off they are. Someone elses comments on paying 40,000 dollars for a 10,000 dollar car is what is happening here. The original author of the 40,000 dollar to a 10,000 dollar car has some great points. Joey doesn't come on here anymore, because he knows this is all true. He is at least letting the truth be known. Mr. George H. Christian (what name appears on the Experian Business credit report as the company CEO of Financing Alternatives, a "womans apparel and shoes" company) will not come on here and comment
