Nikki
Coconut Creek,#2Consumer Suggestion
Thu, August 28, 2008
CFNA is very bad with sending statements in the mail, even when you don't have electronic notification. However, statement or no, you stated you forgot about the bill for 3 months. There is no rip off here. You were late and accrued late fees. Why should you get a $45 credit? I pay my bill ontime every month and I don't get anything for it. The late payments may be on your credit report too.