First Amerigo called me and told me I got approve for $1500 and since I have bad credit that I need to show I can make payment so I have to put $113 on a money pak to show I have money to make my payments. Then I called to tell them the money was on the card and I didn't get any money in my account. The said my name pop up as being a freeze but they no explain what that mean. He said he was mad and then I got mad. Then I got a call from John Williams and he said he represent payday loans and that I need to pay $445.31 by 4pm or I will be arrested. He say I took money out of my account and that I am doing illegal activities. He call my work too. I asked them when I first sign up if this is a scam and they said no!!! They are LIARS!!!!