One year ago I received a First Liberty Gold Card. After I had received it I was informed that it was not a credit card, but just a card that I may use to order items from a First Liberty Card Catalog. I called numerous times to cancel this card and still no one has responded to my issue. I realized that there might be a problem when the phone number suddenly was not in service and the web page was no longer available. They are a rip-off! Hopewell, New Mexico Click here to read other Rip Off Reports on First Liberty Financial