Billie
Valrico,#2Consumer Comment
Sat, September 25, 2004
I've had my credit card for about 6 months. FNBM charged me an initial fee which totaled $74, which I paid the first month. Since then, I've paid my bill by the due date each month, charged each month, have never had a late fee, an overlimit fee or any other type of fee other than their monthly "participation fee", which I think is horrible. Have even paid the card off once and have never had a problem with these people. One month, my payment did not get to them by my due date and they called. I had sent the payment - a personal check - and they were very courteous and polite. I offered them the check number. They declined and said not to worry. I did not receive a late fee on my account and the check was credited to my account as it should have been. Sorry, folks. These guys are no worse than HFC, Capital One or First Premier. They're all predators but "ya gotta play by their rules or they're gonna gig ya".