Complaint Review: First National Bank Of Marin - Marin Other

Miss Lisa, please dont offer "words" of "wisdom" if you truly have no dealings with this company, or do you? you live where? oh Las Vegas, hmm? In my case they did BREAK THE LAW!!! I never applied/activated this card that was sent to me, with the original offer by the way! I cut the card up, laughing that they had not even had my last name right! (used a last name that i hadnt in years because i am married now) It gets better Lisa, WAIT-- i need you to read over the FTC laws and the FAIR CREDIT REPORTING ACT, first hun,.... ill wait, shouldnt take long to find out how many different laws this "wonderful" company has broken! A few days later i recieve a billing statement from them, i actually call them this time, careful not to give out any info, in which they didnt help me. So, i am doing EVERYTHING in my power to bring these jerks down. Wondering if ya still work there or had worked there when they were sued by the OCC? And they have conveniently changed their name, it is actually "CREDIT ONE BANK" now, hmm they may have fooled some others if they would have changed their address along with the name, guess that takes more money, wondering how their profits are doing now a days? I am gonna find out soon, of course. ha ha

For the ones who think they have all answers to all problems and offer their coulda's, shoulda's and woulda's it's a little too late for that response and since you would never make the mistakes like the rest of us who have been ripped off by the out for money companies your on the wrong side of the fence so stay in your own yard.

For the ones who think they have all answers to all problems and offer their coulda's, shoulda's and woulda's it's a little too late for that response and since you would never make the mistakes like the rest of us who have been ripped off by the out for money companies your on the wrong side of the fence so stay in your own yard.

For the ones who think they have all answers to all problems and offer their coulda's, shoulda's and woulda's it's a little too late for that response and since you would never make the mistakes like the rest of us who have been ripped off by the out for money companies your on the wrong side of the fence so stay in your own yard.

For the ones who think they have all answers to all problems and offer their coulda's, shoulda's and woulda's it's a little too late for that response and since you would never make the mistakes like the rest of us who have been ripped off by the out for money companies your on the wrong side of the fence so stay in your own yard.

first of all fnbm is not a bad company. they receive a lot of bad press that stems from consumer irresponsibility. all of the information you need to know for the credit card is printed on the back of the application. most consumers with bad credit are so happy to be approved for anything, they fail to read the back. if the print is too small get a magnifying glass, if thats too much for you call the company and ask them to read it to you. believe it or not the customer service reps have copies of the application that was sent to you. if its too much of your time to sit down and read what you are signing then you need to ask yourself if this is something you need. if after reading, you still dont understand call and ask. a legitimate company will provide a phone number for you to ask questions they want you to know what you are signing. one misconseption is that consumers think all credit card companies work alike or that they have to follow what joe shmoe is doing down the street. wrong. thats why we have so many options in the world today. everything is not for everybody. when you make changes to your account, ask questions(i.e. will my payment be more,what day will this account report as closed, will there be cancellation fees). i know for a fact that the apr does not go up or down, their whole goal is to you eligible for a credit card with reputable companies with significantly lower interest rates. it doesnt hurt to ask questions, but you grt more bees with honey than vinegar. keep in mind that some reps are only there for a pay check and dont care, remembet their names and help the company weed them out and get rid of them. this is helping you.before you judge, get both sides of the story. which like i said is on the back of the application.

Protect yourself from rogue companies that utilize malicious tactics to collect debts. Check and see if your state has a one-party consent law. Then purchase a micro-cassette recorder and telephone log book. Everytime these collectors call you, turn on the listening device and record/document the entire conversation. Also, write in your log book when the inbound call began and ended. If the collector steps over the line, you have it all on tape-SOLID PROOF OF ILLEGAL ACTIVITIES.