S.n.
Bucyrus,#2Consumer Suggestion
Fri, October 07, 2005
You need to file a complaint with the FTC and NV and MI Attorney General's office. You can send this company a Cease & Desist letter to advise them not to contact you by phone, but if you do that, you need to send it certified mail, return receipt requested, so that you have proof that it was delivered. If you know who the original creditor was and how to reach them, write them a letter and advise them that they willingly sold an account that they knew had been discharged in bankruptcy and demand they recall the item from the collection agency. Send that letter certified mail, return receipt requested, as well. If you must use the phone to talk to anyone, get a recorder for your phone and if your state laws don't allow you to tape without other party's consent, tell them IMMEDIATELY that you are recording the call. Good luck.
Lauri
Jacksonville,#3Consumer Comment
Fri, October 07, 2005
Instead of getting all worked up, there is a simple solution. You may not be aware, but if a creditor places your account with a collection agency, the agency has NO IDEA if you've filed bankruptcy or not!! All you need to do is make some copies of you discharge sheet and your matrix of creditors. If an agency should call, ask for the mailing address or fax # and send them over a copy of the discharge notice. Quick and easy.