- Report: #18697
Complaint Review: First National Credit aka CCA CREDIT SERVICE DDIVISION AKA CCS CREDIT SERVICE DIVISION - Las Vegas or Aliso Viejo Nevada CA
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First National Credit aka CCA CREDIT SERVICE DDIVISION AKA CCS CREDIT SERVICE DIVISION
PO Box 46101 Las Vegas or Aliso Viejo, 89114 Nevada CA, U.S.A.
Phone:
800-799-1003
Web:
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First National Credit aka CCA CREDIT SERVICE DIVISION AKA CCS CREDIT SERVICE DIVISION ripoff- No refund avail. false promises Las Vegas, Nevada or Aliso Viejo , CA Nationwide
First National Credit and First National Credit Card sent me two certifcates stating I was pre-approved for one VISA(limit $250-$2500)and one Gold Card w/ a $15,000 limit.
I sent my rush fees of $39 and $43. I started researching the company two days later and found horifying news. When I called the company to to verify cancellation of my account, the rep said I couldn't cacel.
I then told the rep not to hold her breath for any fees because I already canceled the money orders.Out of curiosity I began asking more questions.
I recieved a cold shoulder and a found myself talking to the clicker man. She hung up on me. Please be careful all. Don't let this ruin your thoughts of establishing or re-establishing your credit. Just investigate first.
B
Franklinton, North Carolina
2 Updates & Rebuttals
James
Las Vegas,Nevada,
U.S.A.
I hope everyone reads this information before agreeing to the terms of the Scam Program.
#2UPDATE Employee
Mon, July 05, 2004
I work for this horrible company, but in the process of looking for another job. I didn't realize what a scam it was until I was transfered to the Benifits and Cards department. The reps are told to do anything to keep the acct. By giving more merchandise credit, lowering the Auto depit to either $129.99 and moving 70.00 to your merchant card (which locks you in) and lowering the Membership Fee to $99.99 and 100.00 to the merchant card- (This is down when a supervisor or manager comes to the phone. The worst this they offer it to move the entire membership fee to the card. What happens here is that they tell you that you will not be bill until 60 day from the day you agree, (ok that sounds pretty good.) BUT, before that 60 days is up -- your Checking Account is debited for the Benifits (two charges of 99.99) and the the next month you are hit witht he annual fee for 99.99 (now your checking account is hit for a total of almost $300.00) or I forgot you are told that you can get your catalogues faster if you pay $29.99 so your hit with that two. Then you are hit with the membership fee of $199.99. Oh, you want to cancel (TOO BAD) you have to have a 00.00 Balance to do that. and if you read above you don't have that right. Now all this is horrible, but it gets worst. For the past several month (maybe more), somehow the computer seem to go down. So when the comsumer calls to cancel they are told to call back in a hour and this goes on for a couple of days before your free trial period is up and you are told to call an cancel. (So guess what you can not get in touch with a rep and your checking acct is debit. (all fees are non-refundable) Good luck in getting a refund. Because they just don't give refunds. That is how they stay in business. I really wish that there is someone that can stop this. PLEASE DO NOT FALL FOR THIS SCAM!!!!!!
Sara
Austin,Texas,
U.S.A.
JUST RECIVED AN INVITATION
#3Consumer Comment
Sun, July 04, 2004
I just recived an invitation to this ccn and i wanted to see what it was all about it sounded to good to be true. they said that if i called and activated my card that i could get all kinds of credits $200 on my frist purchase for $500 and $100 on my next of $200. that would wave the app fee and anual fee. no intrest but they were going to auto draft payments for the card from my checking. I am glad I found this sight because I was ready to go for it. They also said that I could get cash on demand thur check cashing america or something like that Thank you for you advice. Sara
