- Report: #41657
Complaint Review: First Premier Bank - Sioux Falls South Dakota
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Author Not Confirmed
Why?
First Premier Bank
P.O. Box 5524 Sioux Falls, 57117-5524 South Dakota, U.S.A.
Phone:
800-987-5521
Web:
N/A
Categories:
Business Rating:
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Tell us has your experience with this business or person been good?
First Premier Bank rip-off fraud scam Sioux Falls South Dakota
Low interest hook; High payment Surprise; Zero compalint satisfaction .....
I have read the complaints about not reading the disclaimers. I do read them. However, I never got a chance to read First Premiers'.
I received a letter from First Premier Bank thanking me for applying for their low interest credit card and telling me it would be sent as soon as I satisfied them, by enclosing a paycheck stub, w-2 or other item to prove my employment income.
Well thinking I applied to them for a credit card, as I had applied to a few banks to re-establish my poor credit; I sent the information and soon received my card. It had a $350 Credit limit. Not much, but I am rebuilding, remember.
Then I received the monthly statement. $193.95 WOW! Well. I immediately read the disclosure I received with the card. WOW, the Fees are huge! So, I followed the disclosure instructions (VERY IMPORTANT) for canceling the card and did so.
I have made mistakes in my life, but I am sure I did not apply for a First Premier Bank Credit Card. I can only surmise that they purchased my name from a looking for credit mailing list and sent me an unsolicited approval letter.
Beware
Wayne
Bradenton, Florida
U.S.A.
I have read the complaints about not reading the disclaimers. I do read them. However, I never got a chance to read First Premiers'.
I received a letter from First Premier Bank thanking me for applying for their low interest credit card and telling me it would be sent as soon as I satisfied them, by enclosing a paycheck stub, w-2 or other item to prove my employment income.
Well thinking I applied to them for a credit card, as I had applied to a few banks to re-establish my poor credit; I sent the information and soon received my card. It had a $350 Credit limit. Not much, but I am rebuilding, remember.
Then I received the monthly statement. $193.95 WOW! Well. I immediately read the disclosure I received with the card. WOW, the Fees are huge! So, I followed the disclosure instructions (VERY IMPORTANT) for canceling the card and did so.
I have made mistakes in my life, but I am sure I did not apply for a First Premier Bank Credit Card. I can only surmise that they purchased my name from a looking for credit mailing list and sent me an unsolicited approval letter.
Beware
Wayne
Bradenton, Florida
U.S.A.
