Renee
Sioux Falls,#2UPDATE Employee
Wed, October 27, 2004
I work at First Premier Bankcard and I agree, the credit card is a huge ripoff. I have to listen to people complain about the fees and I have to try to explain to them why things are "the way they are". There are days when I would just like to tell people to close their accounts because the company is a horrible ripoff. Charging $175.00 in fees on a $250 credit limit is ridiculous! That leaves about $75.00 for you to spend. When I started at the bank, they tried to have my sign up for the card because (employees don't pay all the fees), but I didn't want a credit card and they're still trying to get me to get one. I have not quit the bank because in turn, it does pay well. But believe me, the customer gets annoyed with all the phone calls, well, I get sick of trying to make the "customer feel better". First Premier is a ripoff. If you get anything from them regarding a credit card, just THROW IT AWAY!
Joy
Los Angelese,#3Author of original report
Fri, September 17, 2004
As of September 2004, First Premiere continues to charge me late fees and overdraft fees on an account that I requested be closed back in December 2003. They send statements and charge me for cash advances and purchases even though the account is closed and the card has not been used. They even sent letters over the past few months asking me to pay their fees so that they could reinstate the card. DO NOT TRUST THIS COMPANY. It is unfortunate that they prey on individuals who don't have the best of credit and seek to ruin their credit standing even further under the guise that they are helping you rebuild your credit. The operators are unprofessional and make threats. They have harassed me to no end. They have even left threatening messages with my family members. Do not take any credit cards from this company. If you receive any offers from them in the mail, THROW IT AWAY!!!!!