Complaint Review: Franklin Legal Group; Christina Taylor - Internet

Below is the original email I received from this scam.  They sent it twice at the same time. 

[email protected] <[email protected]>

Mon 1:16 [email protected]

This e-mail is a notification to inform you regarding your account with Advance Cash Services that has been referred to my office for collection action. As per our client you are currently some payments behind on the pay-day loan account number LN6754. The total outstanding amount on this account is $1095.75.

This is the reason we have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

The received case file mentions that you have failed or refused to pay the above referred claim even though it appears just, owing, and correct.

You are hereby further advised that if the payment is not set up within 2 business days of the date of this e-mail, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgement interest. Instead of small claims court, this matter may be referred for suit in municipal court.

As my client is sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgement costs will be added to the amount that you already owe.

You can avoid the unnecessary legal actions and further expenses of a lawsuit by making immediate reply to us. For any queries feel free to e-mail us back. We will be handling this matter over with you and will be providing you some pay off or Settlement options if available.

Thank You.

Upon questioning them further, they responded with this;

Christina Taylor

Today 1:43 PMYou

We are talking about the loan amount of $300 that you took with the company Cash Advance Inc. which has now gone up to $1095.95 they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.

The company have more than 14 technical evidences in order to prove the money was successfully deposited into your bank account which is a checking account.

 

Best Regards.

Christina Taylor

Today 2:12 PMYou

Advance Cash America is a parental Payday loan company which owns and operates on more than 350 payday loan websites like Cashnet, Onleclickcash, Speedycash, Ameriloans etc. We are talking about the loan amount of $300 that you took with the company, they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN was also traced when you were signing the contract with the company.

 Christina Taylor

Today 2:19 PMYou

We can only send you all the original contract papers electronically signed by you once the case will execute.

 

Thank you

 Christina Taylor

Today 3:13 PMYou

If you think this scam. It's Okay.

We are just going to forwarding your details to our attorney and we will meet in the court house within seven working days.

 

Thank you

 Christina Taylor

Today 3:13 PMYou

You can reach us at (646)330-5029.

Best Regards.

In closing, let me just state that I have never used a payday loan agency...never!  This is clearly a scam since they refuse to give me any of their so-called evidence and then threaten me with court action.