I needed a loan they approve me ask fir 250.00 which I paid for first payment tgen z428 for insurance bc zi had no cosigner then 325 for taxes then 400 for wire teansfer tgen another gor 400 wire teansfer bc they said coukd not drpodit in my account had me open an account with a fexeral crefit union then wanted me to pay 400 again but zi refused bc I had a misdle inital now want 335 for first payment and I have no loan in hand which I refusex with a loan in my hand first. Ask for a regund and kevin watson refused. Said he does not have it