I have been receiving letters from Convergent out of Houston, Tx that I owe GAP (Galaxy Asset Purchasing, LLC) an exaggerated amount that I have never heard of until the first letter. No one has gotten a card under my name either for I keep a close eye on my credit report. There has been no activity whatsoever from a Bank named GAP or anything close not even the amounts they claim I owe. To me, this is nothing but a scam to get money from someone who keeps up with their credit and they just want a piece of it to get back what others may of taken. Please advise on how I can get them off my back, life and credit.