i've been making payments on my acct but they keep adding late charges,my limit is $700 dollars but my balance is over $1000 dollars,i made a payment last month at the store,4 days later they added a late charge of at least 39.00 dollars
If you have $300 in late charges, then you've been late more than once or twice. It sucks, but that's the punishment for not making the payments on time. This isn't a ripoff.