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  • Report:  #103257

Complaint Review: Geico Insurance - Nationwide

Reported By:
- Lebanon, Missouri,
Submitted:
Updated:

Geico Insurance
Geicoinsurance.com Nationwide, U.S.A.
Web:
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Categories:
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I bought a brand new 2004 Ford Escape two weeks ago. Beautiful new car. We were all so proud. Sunday morning after church, we were sitting a stop light waiting for an oncoming truck to clear the stop light with a driver covered by Geico ran the stop light, hit the truck and pushed it along with his vehicle into our brand new car. I wasn't given the name of the driver of the vehicle that ran the light or his insurance information until the next day.

It was D. Ray Peterson from Lebanon, MO (if that is really where he was from - he had Arkansas tags on the vehicle and couldn't find the registration) I finally called and insisted on the name of the driver and his insurance and cried when I found out Geico was responsible. But I looked up their phone number and called. I was at work and was on the phone for over an hour and a half. I was given the name of Latonia Perkins as the adjuster. I called her number and of course she wasn't there. Seeing as it was already after 5:00p.m. central time when I finally got off the phone with no results, I called her the next morning at 8:00 a.m. central time. 9:00a.m. her time.

I called three times on Tuesday, August 10 and left my telephone number at work. She never called me back. I finally called the number in the phone book again and talked to a Shana who told this Latonia Perkins had noted that she had tried to call me. I told her, I left her three voice messages that very day at various time, all three with the telephone number where I was at work. She never called me at work. Then when I got home, lo and behold here is the message from Latonia Perkins. So I called her back and left her another voice message "telling" her to call me at work the next day. Once again giving her the number where I could be reached. Guess what, she didn't call. Don't give me that crap that they return the phone calls. Bull.

Now as for the claim and payment. There will never be an adequate settlement on this claim, because they won't replace my brand new car and no amount of body work will make it new again. I didn't do anything wrong. My family was in that car. We have all been traumatized by this ordeal and everyday just makes it worse. I can't allow my child to ride in that car, it's unsafe. He worries about being in a vehicle. He worries about other cars hitting us. I don't consider this an accident. This was intentional. The man admitted he did not see that light, but then lied on the police report. I heard him tell the officer he did not see the light. Now all of a sudden, it was a possible problem with his brakes.

I was sitting still, I did nothing wrong. Where is Geico to get this taken care of. They sure aren't wanting any good PR from Missouri. And I am taking every opportunity to tell everyone I know what kind of insurance company they are. Lebanon, Missouri is the used car capital of the world, but Geico doesn't have an office there. Do you wonder why. Cause nobody want their cheap insurance. Nobody wants to spend hours on the phone to accomplish nothing.

I want my new car back, Now!!!

Pam

Lebanon, Missouri
U.S.A.


2 Updates & Rebuttals

Darren

Neenah,
Wisconsin,
U.S.A.
Those pesky middlemen

#2Consumer Comment

Mon, August 16, 2004

Hi Pam, I agree with Chad that it would help if we had a bit of information concerning the extent of the damage. Was the fram bent and required straightening? Did they use Ford part to fix the car? Children who are traumatized by an accident are probably not reacting to the quality of the repair but the memory of the accident happening in that particular car. Depending on their age, they may still believe that they influence or somehow cause an accident, in this case because they were in that car. As I am sure you are already doing, hug your child and let them know that things like this happen and it doesn't have anything to do with them or the car. God knows, I understand the feelings of ownership and pride of having a new car... then to have it ruined by the carelessness of someone. It hurts. I used to live in California where I would shake my head because so many times when someone got hit they thought that it was the Lotto. You want to check rates for driving there! The car may be new, but how can new be defined? Less than 6 months? Less than 12 months? Less than 12,000 miles? If the insurance is to replace a new car instead of repairing should they deduct a percentage based on the months or the miles the car was already used? If the insurance company can return the car to the same appearance and operatinal level that the car was at the time of the accident then can any more really be asked? Now, with that being said, Chad... I have, at least once a year, used Geico's website as well as Progressive's and each time I either call an agent or compare what I have already through my independant agent. Never have they come close to matching what I am paying. Everyone should use an independant agent as an additional source for quotes while shopping. If you are associated in anyway with the company maybe you could address the numerous calls to the company before getting ahold of the rep? Yes, they may be busy, but for the person making the claim that is not their primary concern. Ms. Perkins should have been much more proactive... it isn't business as normal to a person that is waiting to hear from an insurance company concerning their car. Thanks,


Chad

Cedar Rapids,
Iowa,
U.S.A.
Of course....

#3UPDATE EX-employee responds

Sun, August 15, 2004

....GEICO does not have a local office in Lebanon, MO...GEICO has few local offices. Much lik progressive they attempt to save their customers $$$ on insurance by cutting out the middle man (agent). DO you really think they sould give you a new car? How much damage was done to your car? What about the damage made you car unsafe?

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