C
Columbus,#2Consumer Suggestion
Sun, June 12, 2005
When I WAS a collections manager for an agency, they had quite a few 3rd party firms that have access on just about anyone in the US since they were 2 years old. Such info to include private cell phone records, access to unlisted numbers, financial records, utility records, info about your parents' neighbors' and friends' info too. The whole 9 yards. It's downright scary of what they can find. You live in one of the most consumer protective states in Texas where they cannot garnish your wages or attach a lean on your home. Your best bet is to act like your going to pay the bill and you need the address of where to send the money order to. They will use every verbal trick in the book to try to get you to borrow someones checkbook or credit card, tell them this is the ONLY way they can get paid. Instead of the payment send them a CERTIFIED LETTER to cease all contact. This is the only proof that you have if they continue to harass you and you can sue them. I'm glad to be out of that business. Just remember the mentality of collectors, "this is just another delinquent, criminal, thieving deadbeat that is harassing us by refusing to pay" I don't condone the above comment. I want to let you know what your dealing with. Hope this helps.