Miss Guardian
Sharks Paradise,#2Consumer Suggestion
Tue, September 30, 2008
Vicky, it is not too late to take action! Whoever the attorney was he/she who informed you not to pursue this, is not seriously doing his/her job! You should have sought another atty. right away with the specialty of the area needed. Please still ponder the idea of seeking an atty. for yourself. It is not the company one ends up suing it is the action(s) of said company that were to be objectionable to said property/home owner. It does not matter who, how big, or how mean a company can be it is a question of what principles were applied or not applied. Please inquire for an atty. at once. Go to your local library & look up in the book/Martindale Hubble rating on the atty. you may choose to interview. Please recoup your losses that you may have suffered. According to another article, there was 111 others who experienced similar issues. It does not seem to likely that they were all wrong?! Any atty. who does not want to stand up against a company, you should ask the question: "I want to fight for what is right & just, don't you?" Then if they say yes, this is a good sign! Please review your situation, carefully! Do not let a bully stand in your way even if it might be hiding behind any company name! My prayers are with you! Signed: Remember what is right & just!
Daniel
Ft Lauderdale,#3Consumer Comment
Sun, September 17, 2006
as virgina has advised you stop calling gmac. start sending them certified mail returned receipts. this is what oyu will need when you take them to court. this corp is heartless and their employess are dumb as a box of rocks. read our stories. contact us. we can help you with info about what to do. also if any one is in fla and having probs with gmac please write to THE FLORIDA DEPT OF FINANCIAL SERVICES DIVISION OF CONSUMER SERVICES 200 EAST GAINS STREET TALLAHASSEE FLA 32399 OR TRY CONTACTING SHEILA PARKER AT 1-850-413-5826 OR [email protected]. SHE HAS JUST SENT ME SOME INTERESTING INFO ON UP DATES TO THE FLA STATUTES. even if you are not in fla write to her. maybe if enough people do our elected figures will start looking into this company.
Virginia
Miami Springs,#4Consumer Comment
Sun, September 17, 2006
Hi Vicky, GMAC IS IN THE PROCESS OF STEALING YOUR HOME AND THE CLOCK IS TICKING! This company is doing many illegal things in regards to the servicing of your loan. If you continue calling Gmac you are actually helping it to expedite the foreclosure process and also allowing it to make you their new "Cash Cow." From this moment on every thing you do with Gmac should be done in the form of a written letter sent certified mail return receipt requested via the U.S. Postal Service. Stop calling GMAC because you need to start making a paper trail! Your first letter should communicate that you are disputing the accuracy of the amount due on your loan. It should also state that you believe your escrow account has and is being improperly and illegally serviced. Once again request your escrow analysis statements and loan history documentation.Include a request for a copy of the letter(s) you allegedly attached to your payments requesting that the excess amounts paid be applied to your account in a particular manner. Sorry to be the bearer of bad new but Gmac has already ruined your credit. Check your credit report. It has reported you late and that you are in foreclosure. If you are able to refinance the interest amount is going to be astronomical. The only thing that you can do to save your home and your sanity is to file a countersuit. If you can't afford an attorney contact the state bar association and ask for pro bono assistance. If you have the ability and time represent yourself. Doing this as a pro se is not an easy but it's not record scientist stuff either. The best step to take after writing your letter to Gmac is to go to a CPA and have your loan audited. By doing so you'll have the evidence to prove to the court that you met and exceeded your mortgage obligation and that the default was intentionally manufactured by Gmac. There's a group of us on this site who have banned together to assist each other in our fight against Gmac. Read my reports and rebuttals and those of Joe and Dan to find the link to contact us. We are not lawyers and we can not advise you on your legal rights, however, we can explain how and what Gmac is doing and the steps we've taken to fight back. Good luck and God bless,