Complaint Review: Graham Noble & Associates - Buffalo New York

Sounds to much like what some scammers are doing - THAT IS RIGHT SCAMMERS. FAKE DEBT COLLECTORS - All over the internet and news. I have noticed that they have been changing their business name recently - probably because there is so much reported under the old names/scam they are no longer getting anyone to send them money. Read about Fake Debt Collectors Terrorizing Consumers http://abcnews.go.com/Business/story?id=5621205&page=1 They always start their calls exactly how you stated and then change to threats of arrest. They also call everyone they can and tell all about this so -called debt All of which is illegal for even a legitimate Collection agency. If legitimate you can sue them You did not indicate whether they had accents or not. If heavy accents - its definetly a scam. So the first thing you need to do is check out "THE DEBT" and find out whether or not it is the legitimate Collection Agency or the scam collection agency If the legitimate one - go to www.budhibbs.com and read Dealing with Collectors 101 (you have to scroll down to it)

This is a junk debt collector trying to collect on ancient debt that is outside the statute of limitations. They are powerless over you because the debt is so old. This is why they use all these illegal threats...it's the only way bottom feeders can get people to pay. Here is what to do: Send them a letter via Certified Mail + Return Receipt stating: Per the Fair Debt Collection Practices Act, I am requesting that you cease all communications with me about this alleged debt. This letter is being time stamped via Certified Mail and I can confirm receipt. I will pursue each subsequent phone call from your office with a $1,000 per incident penalty for Fair Debt Collection Practices Act violations. Step Two: Next time they call, read the following statement: Pursuant to [your state] state law, this is to inform you that this phone call is being recorded. If you do not consent to being recorded, you need to terminate this call. Pursuant to [your state] state law, continuation of this phone call after officially being informed that it is being recorded implies consent to be recorded. This recording will be used to pursue Fair Debt Collection Practice Act violations in a court of law.

My heart goes out to you, I was also contacted by a person at this company, they went on to say I would be arrested at work and that I would be held liable for all these damages, meanwhile, it wasn't even me that they were looking for, this was a case of mistaken identity. In any case, I filed a report with the Attorney General's Office with the State of New York, you can file a complaint on line and approximately one month later they'll send you information in the mail to get additional details. You can also contact the Federal Trade Commission and file a complaint there as well, if enough people complain about these losers than perhaps they'll be shut down for their unethical practices. Good luck to you.

My heart goes out to you, I was also contacted by a person at this company, they went on to say I would be arrested at work and that I would be held liable for all these damages, meanwhile, it wasn't even me that they were looking for, this was a case of mistaken identity. In any case, I filed a report with the Attorney General's Office with the State of New York, you can file a complaint on line and approximately one month later they'll send you information in the mail to get additional details. You can also contact the Federal Trade Commission and file a complaint there as well, if enough people complain about these losers than perhaps they'll be shut down for their unethical practices. Good luck to you.

My heart goes out to you, I was also contacted by a person at this company, they went on to say I would be arrested at work and that I would be held liable for all these damages, meanwhile, it wasn't even me that they were looking for, this was a case of mistaken identity. In any case, I filed a report with the Attorney General's Office with the State of New York, you can file a complaint on line and approximately one month later they'll send you information in the mail to get additional details. You can also contact the Federal Trade Commission and file a complaint there as well, if enough people complain about these losers than perhaps they'll be shut down for their unethical practices. Good luck to you.

My heart goes out to you, I was also contacted by a person at this company, they went on to say I would be arrested at work and that I would be held liable for all these damages, meanwhile, it wasn't even me that they were looking for, this was a case of mistaken identity. In any case, I filed a report with the Attorney General's Office with the State of New York, you can file a complaint on line and approximately one month later they'll send you information in the mail to get additional details. You can also contact the Federal Trade Commission and file a complaint there as well, if enough people complain about these losers than perhaps they'll be shut down for their unethical practices. Good luck to you.