- Report: #76134
Complaint Review: Granite State Insurance - AIG Agency - Pittsburgh Pennsylvania
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Granite State Insurance - AIG Agency
Box 371404 Pittsburgh, 15250-7404 Pennsylvania, U.S.A.
Phone:
800-633-4028
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Granite State Insurance - AIG Agency ripoff Pittsburgh Pennsylvania
I have to renew my auto insurance by January 12, 2004. The renewal premium is $1,101.oo with a $563.50 down payment, the balance will be due by February 2004.
I will be on unemployment until January 5th, when I will return to work. I am not able to make such a large down payment at this time.
My agent told me that she could get a lower down payment of $278.00, but I will have to go into an assigned risk plan and the premium will go up to about $1,700.
The agent told me the reason for this is because I have older vehicles and they are more likely to break down and cause an accident.
I have a CDL and have been driving school bus for the past eight years, I have a clean driving record, Why must I have to go into the assigned risk plan, I have also been with the same insurance company and agent for the last five years.
Please! can anyone help me?
Eleanor
Catskill, New York
U.S.A.
I will be on unemployment until January 5th, when I will return to work. I am not able to make such a large down payment at this time.
My agent told me that she could get a lower down payment of $278.00, but I will have to go into an assigned risk plan and the premium will go up to about $1,700.
The agent told me the reason for this is because I have older vehicles and they are more likely to break down and cause an accident.
I have a CDL and have been driving school bus for the past eight years, I have a clean driving record, Why must I have to go into the assigned risk plan, I have also been with the same insurance company and agent for the last five years.
Please! can anyone help me?
Eleanor
Catskill, New York
U.S.A.
2 Updates & Rebuttals
Insurance
Cleveland,Ohio,
U.S.A.
They're an insurance Company..Not a finance company
#2Consumer Comment
Thu, October 07, 2004
Your situation is unfortunate. However, I would shop around. Insurance companies often raise or eliminate financing if they are trying to run off an unprofitable book of business. It sounds like you're company doesn't want the business. However, if you've been continuously insured for awhile, chances are you can get a better rate from another company anyway. In most states, Insurance companies aren't required to offer ANY payment plans. They just do so to attract business.
Ann
West Covina,California,
U.S.A.
Shopping Over $500 down payment??? That is outrageous!
#3Consumer Suggestion
Tue, September 14, 2004
Eleanor, It is time to shop around for a better insurance carrier! I have worked in the insurance industry for the past 10 years, so I fully understand what you are going through. First of all, never buy more insurance than you can afford. Secondly, it would be highly beneficial for you to secure insurance at a company that is not milking you. Over $500 down payment??? That is outrageous!
