I opened a secured acct with them 7 months ago in the amount of $1000. I made my payments every month & continually maintained a zero balance. Then, with no warning whatsoever (no phone call, email, or letter), I found out, when I tried to use my card, that the account had been canceled by the company. Further, they have kept all my money that funded the account as, when they closed the account, there was a zero balance.