Guarantee Trust Life Insuarance Company is a nightmare to deal with. They take your monthly premium but whent it comes time to get paid, they delay and try to weasal out of paying a claim.
I signed up for a supplemental poilcy that provides $600 a day for each hospital day stay.
The long and the short of it is that every time I have filed a claim, it has been a stressful experience in getting paid. Not exactly and experience that a lung cancer would want.
Don't ever use this company and tell everyone you know to stay clear of them The company is bad news and should be investigated by the insurance commissioner for operating in such a manner. They give supplemental health insurance companies a really bad name.