This company will find a way to charge late fees every time - first of all, the stores offer you this card, and have no information on their whereabouts , or customer service #'s etc.
They charge late fees if your payment has not been received and processed within the 30 day (sometimes less) window. Which means you will virtually have to send them a payment before it is due.
And don't miss the due date, because if you want them to electronically take it from your checking account - they will charge you $ 10.00.
This way, you will not be calling them to make payments, which they don't want you to do. They want you to be late and to charge you the $ 25.00 fee!!!
Never get credit from HRS or Household Bank - and be careful - they operate under many names
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