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  • Report:  #401827

Complaint Review: I Core Capital Consultants - US Homesavers - Dallas, Texas

Reported By:
- Dana, North Carolina,
Submitted:
Updated:

I Core Capital Consultants - US Homesavers
www.ushomesavers.com Dallas,, 75287 Texas, U.S.A.
Phone:
877-818-2500
Web:
N/A
Tell us has your experience with this business or person been good? What's this?
Back in the summer, my husband was trying to do a simple loan modification with an investment property he has in FL. Several calls to the mortgage company and no help from them. We got online a researched a few companies that specialized in this and checked with the BBB and a few other sites for any complaints or negative comments about the company we were going to choose before we did any business with them.

We called US Homesavers/I Core Capital Consultants, Inc. and got an info packet paid our $97.00 and spoke to the gentleman who said that he could help us. Well we got a phone call here and there for the first week and after that we had to call constantly to get ahold of this man. After the first month, no phone calls at all. That was in September.

We ended up taking care of the situation with the bank ourselves. I sent an email Nov. 7th to US Homesavers stating that we had taken care of this and that no further action was needed on their part. I was prepared to forget about the $97.00 we paid them for nothing.

Last night( Dec. 15) we got a phone call from a "Malcolm Giles" who stated he worked for US Homesavers and that he wanted to talk to us about the mortgage. We questioned this gentleman about how he got our information and why they were calling after I had sent an email stating that we had taken care of this.

Mr. Giles got very beligerent (cursed) and hung up the phone. I got on Intellius and tracked the phone number to Scottsdale, AZ with some other info. I felt that this man was either sold our information from US Homesavers or was part of a phishing scheme.

If you need to do a loan modification, save yourself the aggravation, money and time and just do it yourself with your bank. You will be glad you did. Don't go to these companies that prey on people.

Susan

Dana, North Carolina

U.S.A.



3 Updates & Rebuttals

Curt

Dallas,
Texas,
U.S.A.
Rebuttal to Melanie Jones

#2REBUTTAL Owner of company

Tue, June 02, 2009

I'm surprised to have had only two complaints after nearly seven years in business. Maybe we don't do enough business or maybe we provide great service. You be the judge. Melanie, we approved your loss mitigation pre qualification application back in January of this year stating that you were qualified for a pre foreclosure short sale OR if your husband went back to work, we could then proceed with trying to negotiate a home ownership retention program with your lender. "You" opted to wait until your income situation improved which was at least a couple of months later. We heard nothing from you during that time so when you did call us, we merely asked you to update your application with new bank statements and paycheck stubs. Your $97 application fee was indeed earned unlike in Susan's case, where we definately dropped the ball by having not been able to find a Realltor interested in listing her non owner occupied property in Florida. Like you, Susan never asked for her $97 application fee back even though I told her husband I would be glad to do so if he would simply send me an e-mail request. He never did so and I get flamed here on the Rip Off Report on which my case is indefensible. You application fee was, however, earned. It was you who decided not to update your file so we could proceed. You too have also flamed us in a libelous manner so I see no need to say anything other than to thank you lucky stars I don't sue you and Susan for you slanderous flamers that could both have been corrected with a phone call. There are a zillion so-called loan modification companies out there ripping off people left and right for thousands of dollars. For us to jeopardize our sterling, long-time perfect reputation for the sake of a $97 application fee would be pretty stupid on our part, don't you think ladies? Apparently rage took precedence over thought.


Melanie Jones

Houston,
Texas,
U.S.A.
What about us?

#3Consumer Comment

Mon, June 01, 2009

Dear U.S. Homeowners Representatives: I too experienced something similar to Susan. My name is Melanie Jones. Please contact me. I am sure you have my information. If not, please see info below: Phone: 832-677-3669 Email: [email protected] I look forward to hearing from you so that I may complete an application for reinburstment. P.S. I used my real name.


Curt

Dallas,
Texas,
U.S.A.
Dear Susan

#4REBUTTAL Owner of company

Thu, January 15, 2009

You can't be in business as we have for six years and have no complaints but, up until now, we have managed to do so. After receiving your very hostile voicemail message regarding your $97 application fee and Macolm Giles, I immediately called your husband, Randy. I told Randy that I had indeed dropped the ball on his application for assistance with the subject property in Florida. I asked that he e-mail a request for a refund of your $97 application fee which I never received. Your Application fee deposit is still sitting in our trust fund. We are not in the $97 application fee business. Regarding Mr. Giles: I cannot believe he instigated any unappropriate communication. Rather, I believe you got upset with him about getting "ripped off" of your $97. Do you think I would have sent your website submission to Malcolm if I had knowingly ripped you off? Not likely. The bottom line here is that you gave us no opportunity to make good on your complaint which I acknowledge was legitimate. However, if you are going to flame a person or company's reputation as you have here, you should have the decency to use your real name, location and the true facts.

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