wouldntyouliketoknow
woodstock,#2Consumer Comment
Tue, May 20, 2014
I put myself in this mess of bad credit. Mostly from lack of making timely payments after a divorce, but I take full ownership for that. I know I am paying a higher APR than normal but as anyone who actually works for a living knows You need a vehicle that is reliable. However I like anyone else needs a means of transportation, I have been a loan paying customer of IDA for only 3 months, I lost my job 3 weeks before my 3rd payment was due. I CALLED them and explained my plight, they faxed Me the paperwork, I returned it by fax and they adjusted my due date forward 3 weeks. They WILL WORK with You if You actually contact them and not avoid them. I have had NO problems with my vehicle as I bought it from a reputable dealership. IDA as far my knowledge of them does not buy cars from auctions or anywhere. They buy loans from dealerships. Whether or not You have bought a vehicle that was a total piece of junk and the loan extended by them is YOUR FAULT. They have been pleasant and professional with Me on each and every occasion of which I have spoken with them. I have NOTHING negative to say about IDA.
coast
USA#3Consumer Comment
Sun, November 25, 2012
"Just because someone has credit challenge problems does not mean they established bad credit by not paying bills"
Well maybe, but that is how you established your poor credit.
Jim
Orlando,#4Consumer Comment
Sat, November 24, 2012
The REAL complaint here is YOU were repo'ed and now the big, bad dealer is so, so bad, right? It is interesting how you didn't say there were so many problems with the car BEFORE you announced to the world you don't pay your bills on time. The high APR is what subprime borrowers EARNED for themselves be it no credit or bad credit. You're worried about "looking bad"? Who put themselves in that EXACT situation? YOU, because you didn't pay your bills on time. A great start for somebody who has no credit! Am I saying nobody has financial problems? Absolutely not! However, when there's a shortfall of income, an adult goes out and gets whatever part-time job they need to make ends meet. Only a child blames the lender because the lender exercised their rights under the contract because the borrower failed to live up to their end of that agreement.