I went into instant cash flow hoping to borrow around 200 $ for around 2 weeks. I has something unexpected come up and needed a little extra cash. Being new to the whole loans thing I called and asked a million questions before coming in. The receptionists were kind and helpful and I walked out with the cash I needed. About a week later I was in a terrible accident. I live states away from the rest of my family and had to pay all of the expenses for the damage done to my car. (whice on a side note totaled over half of my cars value.) Anywho, i still fully intended to pay them back but my transportation issue had to be taken care of first. So, I called and asked for the manager and kindly explained the unfortunate situation I was in and told him the day I would be able to pay. (one month later to the day ) I acknowledged that this was a huge inconvenience for their tiny company and that I would do everything in my power to pay them before that date , that was just the soonest that I could garuntee. He proceeded to literally yell at me and tell me that that is not what was agreed upon and I signed a contrsct and I was going to pay thousands of dollars for the 200 that I borrowed. Which, according to the contrsct I signed was bulls***. this went on for over 5 minutes and I ended up hangong up on him. I am just so very annoyed that I went about this very professionally and kindly and was screamed at! I know payday loan companies encounter people who try to get away with not paying them so I'm sure it's frustrating for them but would have appreciated him being truthful and kind.