J and j solutions tried to scam me saying they were a collections agency. I called back multiple times hearing a different story depending on what I asked for. They're trying to scam me out of cash with some fake payday loan debt because I've taken out some in the past. They use the same bogus lawsuit threats. When in reality it's just a bunch of ghetto people in Charlotte north Carolina trying to steal money from hardworking Americans. They can't provide any sort of debt validation proof because they "claim" to be green. Don't give them anything as they're pure scum trying to steal from you.