- Report: #202864
Complaint Review: J.A Cambece - Peabody Massachusetts
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Author Confirmed
Why?
J.A Cambece
8 Bourbon St Peabody, 01960 Massachusetts, U.S.A.
Phone:
866-2342727
Web:
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J.A Cambece offered settlement and then didnt uphold arrangement twice!! Peabody Massachusetts
I contacted J.A Cambece after pulling a credit report and found i had an unpaid bill. i worked out a settlement with Carissa at 866-234-2727 (direct line) i offered 200 to clear she said no can do settlement for 400.00, she said i could do 200.00 down and $3.00 a month until i had the other 200.00 i made the 1st 200.00 payment on 5-31-06 and a 3.00 payment on 6-30-06,
i called back on July 24 2006 to do another 3.00 payment and set 8-15-06 for the final 200.00 Carissa set up the payments then called me back and said no they weren't going to uphold that. i was then transferd to Gabriel Taverez 866-200-9433 (direct line) who said i could do 200 this month to clear, advised it was a matter of princeipal and had a verbal contract and to pull the tape.
He refused to provide me with a copy of the tape then said i didnt have to pay 3.00 in july but can do 200.00 on 8-15-06 and to call him then. Feeling uneasy about him i called back on 7-25-06 to get a email promissing 200.00 would clear he said no now in different area and would only been able to do pmt on 8-15-06 for 200.00 if was still in his area which it wasn't anymore so cant do.
I then talked to Matt Cox 866-341-1536 who said maybe could get original company to settle for 235.00 but cant promise!! They are all liars who wont provide a copy of the tapes because it would prove what i have said. i am reporting them to every agency i can think of.
Tracey
Queen Creek, Arizona
U.S.A.
i called back on July 24 2006 to do another 3.00 payment and set 8-15-06 for the final 200.00 Carissa set up the payments then called me back and said no they weren't going to uphold that. i was then transferd to Gabriel Taverez 866-200-9433 (direct line) who said i could do 200 this month to clear, advised it was a matter of princeipal and had a verbal contract and to pull the tape.
He refused to provide me with a copy of the tape then said i didnt have to pay 3.00 in july but can do 200.00 on 8-15-06 and to call him then. Feeling uneasy about him i called back on 7-25-06 to get a email promissing 200.00 would clear he said no now in different area and would only been able to do pmt on 8-15-06 for 200.00 if was still in his area which it wasn't anymore so cant do.
I then talked to Matt Cox 866-341-1536 who said maybe could get original company to settle for 235.00 but cant promise!! They are all liars who wont provide a copy of the tapes because it would prove what i have said. i am reporting them to every agency i can think of.
Tracey
Queen Creek, Arizona
U.S.A.
1 Updates & Rebuttals
Adam
Powell,Ohio,
U.S.A.
Helpful Guideline for Settling Debt
#2Consumer Suggestion
Tue, July 25, 2006
Tracey Unfortunately, it may be a little late now to fix this situation without re-negotiation of the settlement based on the current balance. You didn't mention the balance owed in your report. Whatever the percentage they agreed upon should be able to be agreed upon again - based on the new current balance. It is imperative that you obtain an offer in writing BEFORE submitting any payment for a settlement. Many companies may tell you that you have to give them your checking information first and such - but this is not true. You should have the letter IN HAND before making any arrangements. The letter must include the following: Name of Creditor Original Account Number Current Account/File/Reference Number Current Balance Owed Amount Negotiated for Settlement Terms of repayment if more than 1 payment Due Dates Any other requirements The letter should state something to the effect of the account will be considered "Settled in Full" or "Settled with a $0 Balance" For this particular situation - I am curious about the $3.00 follow up payments? Why $3.00? This doesn't sound right at all? It is always best to settle an account with 1 payment .. if it is a large amount - splitting it into 2-3 equal payments is okay too. -Debt Settler
