James
United States of America#2REBUTTAL Individual responds
Wed, January 02, 2013
Hello Ripoff Report and Believe N. Karma,
The Universal Group doesnt offer loans to individuals and does follow best practices when collecting on all loans; purchased or serviced for clients. We are what is called an indirect lender and establish dealer programsc-B2B. We would encourage any business with questions about funding new or bulk in house consumer loans to contact us for references. We also perform loan servicing for clients with in house portfolios and loan origination solutions. This Ripoff Report attack is surely false and has unsubstantiated claims about what we do and who we are. This is a smear attack and it is a shame that sites like this do not do a better job to stop and remove fake claims without charging a fee. This could be accomplished with requiring names, numbers, emails and physical locations confirmed with possibly a credit card or some other form of confirmation like phone number check then the Ripoff Report could prevent Internet Bullying instead of encouraging it. Slandering individuals and businesses like this hurts peoples jobs, incomes and lives that revolve around good companies. We at Universal strive for a great experience for all parties.
Sincerely,
Jim L
John
United States of America#3Consumer Comment
Fri, November 09, 2012
Hello Believe N. Karma,
This is a response to a clearly false report and smearing of a person that I have done business with and has nothing but good things to say about. This sounds like a competitor of Jims and UGAC that is probably unhappy with Jims honest approach to business he didnt hide anything from me and my company and even pointed us in the direction of a product that might be a better fit for our business. I just cant stand for someone to talk poorly about someone who talks the extra steps in helping us out.
Thanks,
John
John
United States of America#4General Comment
Fri, November 09, 2012
Hello Believe N. Karma,
This is a response to a clearly false report and smearing of a person that I have done business with and have nothing but good things to say about. This sounds like a competitor of Jim's and UGAC that is probably unhappy with Jims honest approach to business he didnt hide anything from me and my company and even pointed us in the direction of a product that might be a better fit for our business. I just cant stand for someone to talk poorly about someone who talks the extra steps in helping us out. I would do business with Jim anytime.
Thanks,