I bought a timeshare from lano resorts years ago. we went to univeral studio and they gave us a great place to stay had to apartments it was the first good resort . took us to breakfast and told us the reason we didnt get a good place to stay we didnt have enough points. so, like dummys we up our points . it was the same. i have stopped paying and they have turned our maintencace fee over to a collection agency. i need help everywhere i try to go they want money r will not help.