- Report: #250831
Complaint Review: Legal Processing Associates Bruce Albert - Austin Texas
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Author Confirmed
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Legal Processing Associates Bruce Albert
9111 Jollyville Rd Austin, 78759 Texas, Canada
Phone:
512-340-0616
Web:
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Legal Processing Associates, Bruce Alberts Ripoff Austin Texas
Bruce Alberts from Legal Processing Asscociates called my house claiming to put me in jail for internet fraud. I took out a loan from a pay day loan company and he called a month later to say that he needed $530.00 on a $200 payday loan. He said if I didn't pay it I would go to jail and he would have me picked up at work on Tuesday. He was extremely rude and not willing to work with me on anything. He called everyone that I new to tell them I was going to jail for frauding a pay day loan company. He would call 4 and 5 times a day to get the scare tactic through the entire family. I told he all he could do is sue me and garnish my wages nothing else and he said if I believe that I would find out when the police show up at work.
He has no jurisdiction in my state and he claims he has. I asked him for a name of the attorney that he was working for and he wouldn't give me that name. He is in Texas and I am in Ohio you do the math.
Nathan
rittman, Ohio
U.S.A.
He has no jurisdiction in my state and he claims he has. I asked him for a name of the attorney that he was working for and he wouldn't give me that name. He is in Texas and I am in Ohio you do the math.
Nathan
rittman, Ohio
U.S.A.
2 Updates & Rebuttals
Lisa
Altamonte Springs,Florida,
U.S.A.
nathan
#2Consumer Suggestion
Mon, August 20, 2007
i have delt with this company before i infact delt directly with Bruce Albert they were very professional about this i paid the settlement and in fact i had other legal issues that i placed with their firm and they are in litigation right now things are looking good for me so maybe you just caught them on a bad day maybe you should check your laws for payday loans or get an attorney and give them a call back.
J
Lakewood,Ohio,
U.S.A.
Nathan
#3Consumer Suggestion
Tue, June 12, 2007
Ohio is a one party state where if your a party to that call, you can record it, and use it. File complaints with the Tx. and Ohio attorney generals office. If you used information (lied) or gave incorrect information knownly, false, to obtain credit, goods or services, then that's fraud, just because you obtain some sort of credit and now for whatever reason can't pay, that ISN"T fraud. Telling you he will have you arrested and giving out this information to other to get you to pay is a violation of the FDCPA. Payday loads, are the worst to deal with, read whatever paperwork that went along with this loan, to see what if any fee's can be charged also look for any violations of the (TILA). payday loads are required to disclose certain information and are required to disclose it at the signing and your copy must have that infor. Part of what must be, is the APR, that is charged, it can not be left blank, and it must correctly show, the interest rate for the loan if it was taken out for a year, not just the short term rate. Many court have ruled that payday loads are CREDIT TRANSACTION, and must comply with the TILA, and because of that, when and if you default, whoever collect is subjuct to the FDCRA.
