Tagurit
Plano,#2Consumer Comment
Sat, February 11, 2012
What they are doing is illegal. They are required to validate the debt and they are not allowed to discuss the details of the matter with anyone but the debtor. Hopefully you have their address and/or have been able to look it up on line. If not, w=hen they next call you say - why yes I would like to take care of this - where do I mail the check. Once you have their address, send a certified letter stating they are to cease and desist contacting you or anyone else in your family and your employer. State they are required to provide proof of the debt, original creditor, date of the debt, amount, and any accrued interest. If they are unable to provide proof they are a scam. If they provide proof, determine if you can settle on a % with the original creditor or if you will have to work through their collection agent. Make the necessary payment arrangements only after the debt has been verified, is under 7 years old, and they agree not to contact you further.