- Report: #78823
Complaint Review: Litton Loan Servicing - Houston Texas
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Litton Loan Servicing
5373 West Alabama Suite 600 Houston, 77056 Texas, U.S.A.
Phone:
713-960-9676
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Litton Loan Servicing loan servicing ripoffs Houston Texas
I just wanted to make everyone that has been harrassed by Litton Loan aware that you are not alone. After we refinanced our home with Nations Bank in 1999, our loan was taken over by Litton Loan Servicing. While we were on time with all of our payments for over a year to Litton, we were late on one of them and that is when it all started. My husband was laid off and I had to quit my job to stay at home with our son who had injured his arm to the point that he developed an infection in his bones. He had to be home bound for three months with continuous medication running through a tube to his main artery of his heart. We did not have nay insurance for home nursing so I had to stay at home with him.
Almost right away we recieved harrassing phone calls, and letters one right after another, from Litton requesting payment. We sent in payments as often as we could and they seemed to never go towards our house.
We were contacted at least twice daily for months, my husband and I both tried to talk to them and figure a way out of this but to no avail.
We were sent letters of "Intent to Accelerate" stating that we must pay all amounts due. The amounts were unbelievable. We could not and did not have any way of coming up with that kind of money.
Litton also informed us that the house was going to be foreclosed on so we talked to them and asked for a request for modification. While on one of the many calls with a rep from litton I was talked to like a dog, and brought to tears.
After all was said and done, the house was only appraised for 33,000, and we ended up oweing somewhere around 62,000 they said.
When I requested information about the amount I recieved nothing in response. The foreclosure took over a year and our name was put in the local newspaper of our small town, several times in Bold print.
After filing chaapter 13 twice and finally pushed into filing chapter 7, the house was locked up and we were not even able to get all our personal belongings out of the house.
We were never notified of the sale of our home or that we had to be out in a certain amount of time.
I know when you rent a place to someone the landlord has to give that person thirty days at least to recover anything that is legally thiers, but we were not granted this.
I am still getting tax statements from litton, and I still recieve property tax notices from the county. We have not owned that property for over a year.
It is like we are in a bad dream and they keep showing up around very corner. If you know what I mean. There is so much more that we went through with this company that I would have to be here typing this for another hour or so. I only hope I can help someone before it is too late for them.
Jill
Scotts Hill, Tennessee
U.S.A.
Almost right away we recieved harrassing phone calls, and letters one right after another, from Litton requesting payment. We sent in payments as often as we could and they seemed to never go towards our house.
We were contacted at least twice daily for months, my husband and I both tried to talk to them and figure a way out of this but to no avail.
We were sent letters of "Intent to Accelerate" stating that we must pay all amounts due. The amounts were unbelievable. We could not and did not have any way of coming up with that kind of money.
Litton also informed us that the house was going to be foreclosed on so we talked to them and asked for a request for modification. While on one of the many calls with a rep from litton I was talked to like a dog, and brought to tears.
After all was said and done, the house was only appraised for 33,000, and we ended up oweing somewhere around 62,000 they said.
When I requested information about the amount I recieved nothing in response. The foreclosure took over a year and our name was put in the local newspaper of our small town, several times in Bold print.
After filing chaapter 13 twice and finally pushed into filing chapter 7, the house was locked up and we were not even able to get all our personal belongings out of the house.
We were never notified of the sale of our home or that we had to be out in a certain amount of time.
I know when you rent a place to someone the landlord has to give that person thirty days at least to recover anything that is legally thiers, but we were not granted this.
I am still getting tax statements from litton, and I still recieve property tax notices from the county. We have not owned that property for over a year.
It is like we are in a bad dream and they keep showing up around very corner. If you know what I mean. There is so much more that we went through with this company that I would have to be here typing this for another hour or so. I only hope I can help someone before it is too late for them.
Jill
Scotts Hill, Tennessee
U.S.A.
3 Updates & Rebuttals
Jill
Scotts Hill,Tennessee,
U.S.A.
Thank you - Diane from Ohio... To Kyle from Chicago, Don't judge unless you are flawless
#2Consumer Comment
Mon, June 28, 2004
Thank you Diane from Ohio, It is nice to see that we are not alone in this mess. Yes God has been on my side we have pulled ourselves out of the ruble and now have a nice house. I am also working with a law firm based in California that has an office in Nashville. Hopefully we can stop them from TAKING ADVANTAGE of people the way they are. I firmly believe that what you soe so shall you reap ten times fold so look-out Kyle because what you do to people and even if you are a small part of that, it will come back to bite you in the #$%! To Kyle from Chicago, Don't judge unless you are flawless. I am not some hick from the sticks. I grew up in Chi town and I always paid my bills, and during a time of job transfers there was no insurance.So don't judge me because my son slipped and fell at the wrong time. I was willing to pay Litton for my house but THEY would not work with me for 1 late payment, That I believe they wanted to turn into more late payments on purpose because they thought they were getting something. Well the houses didn't sell for much and whomever they had appraiing things needed to have thier eyes examined. It is a matter of puplic record so find out how much they sold the houses for and got back, for putting me through hell. Well what you soe you reap. Jill
Diane
Buffalo,Ohio,
U.S.A.
Mr. Insensitive and Litton Loan servicing - Guess you are Birds of a Feather
#3Consumer Comment
Sat, June 26, 2004
This is for Mr. Insensitive: how dare you sound off to this poor woman, her family and the rest of us victims. Do you have any idea how many people are out there with this same situation. It is not just Litton Loan, but many others. I think it is time you do some research Kyle, start checking some of the other sites for predatory lenders like Ocwen, Household Finance, Fairbanks, and more than I can count. You take the time to pick on a woman, shame on you and the rest of your kind. By the way since you seem to have no problems and everything is hunky doorey who are you with or RATHER WHO DO YOU WORK FOR? Sounds like you are on the far side, with your head in the clouds and one of those people who thinks corporations are always right. What about Enron, and the rest of them Household Finance and Fairbanks made big settlements to prove they are right, guess like you said "it's always the mortgage companies fault, right". In this case it is. That is why they supposedly paid the victims off, to keep the truth from coming out in a jury trial. Then there are those sweet law firms that manipulate the laws to take advantage of us, hope someday all of you and your cronies feel the crunch. Then there is the old saying there are 2 sides to the story and what really happened. So why don't you go some where else to post maybe on the stock boards, us victims want no part of your nasty and rude opinions. God is on our side and he is watching and waiting for things like you. This is for Jill from Scotts Hill, TN I will say a prayer for you and your family that God bless you with this change for the better someday. Keep telling your story you are not alone and stop by the [DELETED], [DELETED], we would love to have you as a member and friend.
Kyle
Chicago,Illinois,
U.S.A.
LITTON...Pay your bills and you won't go into foreclosure
#4UPDATE EX-employee responds
Thu, June 24, 2004
That sounds like a horrible situation but you signed a contract to make pmts on the home. What are we suppose to do give you a free house because your husband lost his job. Pay your bills and you won't go into foreclosure. Millions of customers are happy with the service, at least the responsible ones that now what the are getting into when signing their note. you even claim that you filed chpt- 13 twice and then chpt 7 but yet it's all the mortgage company's fault right!
