Tell us has your experience with this business or person been good?
Litton Loan Servicing Mortgage Rip Off Late Fees Pocketing Payments Houston Texas
Litton Loan Service purchased my mortgage from Ownit Mortgage Company as soon as I colsed on my $200,000 in May 2006. I made initial payment to Litton over the phone and a confirmation # was provided. Three weeks later I got a ring from the calldesk at Litton. My payment apparently bounced back because I provided 'an invalid account' - which happens to be the same account that I use daily elsewhere without problems. SO...I made another payment attempt which actually went thgouh, again over the phone, and received another confirmation #.
A month later my mortgage was sold to Specialized Loan Servicing - I was never told. I tried to make my next payment to Litton and the account that I created online was invalid. I then got a strange call from SLS was who informed me that payment was never made for June and that my loan was delinquent. I was urged to 'make payment today' to avoid any further action. I had no idea who SLS was so I called Litton who wasn't able to tell me the name of the company they sold my mortgage to...but said I should be receiveing a notice in the mail soon.
I received notice that my mortgage was delinquent by mail. I made payment to SLS in July for two months (June & July) although I already paid for June once to Litton.
So, what actually happened to my payment to Litton? Are they allowed to pocket my funds as simple as that?
I hold the companies that surround Litton: OWNIT MORTGAGE & SLS, responsible as well since are obviously conducting regualar business with Litton.
Count me in on the class action lawsuit. I was lied to, cheated and scammed out of hard earned dollars.