Steve
Bradenton,#2Consumer Suggestion
Sun, January 06, 2008
Gary, The first thing you need to do is close any bank accounts that you have given them information on. Open new ones at DIFFERENT BANKS. Then go to ftc.gov and learn how to file an identity theft report. This is easy, just get a police report, and send it to any one of the three major bureaus, or do it online. Your credit reports will be flagged with a fraud alert, and in some states, you can actually block your file information. And, think about it. How was first contact made? Did they just call you out of the blue? Nobody hunts you down to give you money. Just common sense here. Never let desperation override your common sense. This is what happened here. Not only was there never a loan, now offshore scammers have all of your personal and financial data! This is a common scam, and FYI...There is no magic loan fairy! If you couldn't get a credit card or loan from a local bank, or a loan from a finance company, that means NOBODY will give you money! The FIRST red flag SHOULD have been that the people you are dealing with are in JAMAICA!! Hello! Anybody home!! The second BIG red flag is the advance fee. Advance fee loans are ILLEGAL. There is a reason for this. Now, let me guess, you sent them the money by Western Union or other wire service? This is the third and biggest red flag. That is like handing cash out the window to a stranger walking down the sidewalk! That money is gone! There is no recourse. Why would you send someone money without first thoroughly checking them out? On the bright side, it could have been much worse. Just count it as an investment in knowledge. Lesson learned. [I hope].