Bob
Peoria,#2UPDATE EX-employee responds
Mon, August 06, 2007
Ok this might be a little long. I worked for this company for quite some time. I don't like them but first it will seem as though I am sticking up for them. They are not a scam. Normally those type of accounts are sent with all information date of birth, ssn ect......As for them being able to prove it I doubt it. Now on occasion all that is sent over from whatever investor purchased the accounts and placed them there they lack social security number. Sometimes the investors have their own skip tracing done and then they will note a social on the account and DOB. However it may have been someone with the same name as yours if this is the case and just an investigation error. I can assure you that the person that you talked too is not an attorney. I wont call you a liar and say that they said they were....many people make that assumption due to things that they say and by the company name. The are not allowed to say they are attorney's and the are specifically taught not too and if asked to say no they arent attorneys. However a collector is still human and will do what they want even if it is wrong or illegal so they may have lied to you. They do hire many attorneys to sue people for debts depending on the blah blah blah....I do have a lot of inside information regarding this company and some of the things they do that aren't legit. But as for any real advice on anything at this time regarding your specific alleged account I can not really give an opinion without knowing details. Best of Luck
Investigator dave
Sunriver,#3Author of original report
Wed, July 25, 2007
In my first report, I neglected to mention that Baker said the "alleged debt" was reported to them in 1997. Because of my background, I inquired about their due diligence in supposedly attempting to collect the debt. I had lived at a residence from 1988 until 2003 when I retired and moved out of state. He had no response for that. What is truly disturbing is that these people had my SSN and date of birth. In reviewing past reports of this outrageous outfit, it seems that they used the story of past magazine subscription debts. It appears that they are branching out in oil company credit cards now.