Went to Rogelio "Roger" Lara / luxurylifestylesservices.com for a hard money loan. He took my credit card information and shared it with other companies without my permission and it was charged for a service that wasn't done. I was refused a refund after promised I would receive one. After refusing to fund loan, he found out I went to another lender and he called that lender and told lies to get them to refuse giving me a loan. After that he presented me with a modified check that my bank believed to be fraudulent and told me he would meet me to verify or exchange the funds and he never did. He also refused to exchange the check for a valid check or bank wire.