Greg
Fort Worth,#2Consumer Comment
Thu, September 26, 2002
The opinions and comments from the individual that reported to this site are obviously from a person that does not understand the program or the benefits and did not take it upon themselves to become educated in the company and products. As with any business and product proper education should be welcome from the field force. It is the companies objective to offer the professional training to those professional brokers that desire it. It is not mandatory. The cost involved in going to the very intense one day training school is to make sure the broker does not misrepresent the product to the consumer. Also to make sure that all compliance issues are met in regards to no misrepresentation. To imply that the fee charged for the education is to line the pockets of the executive staff is prepostourous. Look at it as continued education for the broker to further their knowledge and professionalism within the broker community. Many industries have fees for continuing education or professional designations. This is no different. Would a consumer be more comfortable doing business with a broker that was not trained or trained thru professional continued education. Again, This education is not mandatory by the company. It is offered on a purely voluntary basis to those broker wishing to be at the top of the industry. In regards to the comments about false representations within the product and benefits, again these are uneducated and prejudice comments. The benefits are incredibly comprehensive and members that utilize the benefits can save hundreds and even thousands of dollars. Many of the benefits are fully insured benefits offered by A rated insurance companies (AM BEST) ie....... a $2000 Accident Benefit, a $1000 Dental benefit, A $10,000 Accidental Death Benefit, A $4000 Emergency Helicopter Benefit, etc etc. The list of benefits is much to long to list, however the smart consumer may call the company and referrals can be provided as well as copies of actual bills from existing members showing typical savings. In closing, I'm sure the person that wrote the letter had there own personal reasons for writing what they did. And quite possibly something within the program did meet their expectations. That happens with many successful businesses. This is a fantastic 20 year old company with thousands of satisfied members. For those individuals that are the unfortunate ones that are unable to afford or qualify for health and medical and dental benefits this is a great product with comprehensive benefits that is very affordable. Only $89 per month for an entire family. Educated consumers make educated decisions and do not listen to one uneducated individual when they make a decision. Yours Truly,