Steve
Bradenton,#2Consumer Suggestion
Thu, November 02, 2006
John, Merchant's Credit Guide Co is a total scam operation. Be sure to note that they are in Suite 900, they do not own the building. They rent a suite. Second, they are JUNK DEBT BUYERS who buy very old, UNCOLLECTABLE debts like this one for LESS THAN a PENNY on the dollar! They could not validate this debt if they had to! NEVER speak to any debt collector on the phone, and NEVER call any original creditor or anyone else regarding an old debt, as you could accidentally validate it. The debt in question is FAR past statute of limitations and cannot be legally collected and THEY KNOW IT! As per your rights under the FDCPA, send a CEASE COMMUNICATIONS request to these idiots. Send it by certified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records. This is very important when it comes time to sue them. It's easy money. Make a scumbag debt collector pay you!
Carol Ann
Las Vegas,#3Consumer Suggestion
Thu, November 02, 2006
Rip off report is sweet as candy! Here's a suggestion for you: Go to Federal Trade Commission's website at ftc.gov and file a complaint. Internal Revenue Service love these types of people, download form 3949A, fill it out, make a copy for yourself and send it to them by Certified mail. After they investigate them this form will entitle you to a 10% Reward for what they find wrong. The United States postal Inspectors will work for you too, just go to their website and report them... Good luck and get even with them.