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Merrick Bank ripoff ..simply the most horrible customer service Old Bethpage Long Island New York
closed my account in September 2001. Than I received a statement that I had a positive balance of $34 . I called Merrick Bank what should I do since I closed the account already and cut up my card. They told me that you can send me a check . Ok I said. When I got the check they called me that it was a mistake .They double credited my account . What should I do ?
I asked . Can you avoid the check ? No it is easier to send it back. So I did send it back to Merrick Bank sometime in October . It never got there you they say . I have called several times , talked to several people and I got NO HELP !
NOBODY told me what should I do or what can I do . I never cashed the check I sent it back. They should have the check number and so they could TRACE IT ! I could say the same thing : I never got the check that Merrick Bank sent !
The statements kept coming in ... that I am late paying etc. They even put the monthly fees on there regardless I closed my account long ago. I called again and again explaining what happened . Nobody cared. Finally I decided to pay it off , because Merrick Bank was ruining my credit. I paid $35.16 on January 8th. 2002. I want them to investigate my account and see that check they sent me has not been cashed !!!
It is simply the most horrible customer service I have EVER received. For 22% interest they give no service.
Nov.14. talked to Diane Let's wait a little longer for the check !
Nov.28. talked to Newman
Dec.26. talked to Joe at collection department !
Jan.04. talked to Anthony Drummond . I asked him to investigate the check and trace it ! Did he do it ?
Jan.08. talked to Anthony Drummond again and than a supervisor. I found out you reported me to the Credit Bureau being late on payments which I don't owe ! .
Jan.10. talked to Denise Radigan and I made a payment for $35.16 .
Requested a letter that my account is current. Never got it !
Jan.14. I got another statement for $42.74 including monthly fee for a card that I don't have !
Jan.15. talked to Patricia she does not understand my story. Puts me on hold . I request a supervisor she puts me on hold .
After 8 minutes I get cut off . I call back somebody else picks up .I want to talk to Patricia she refuses. I have to explain all over again why I am calling , she puts me on hold .
Finally I find out I have to write a letter , because you can not trace a check if I say so. Well, here it is.
I wonder if Merrick Bank is capable of this simple task of investigating my ordeal . A simple task of tracing a check that they issued . They should have been asking me What can I do for you ? or This is what we can do to find out .