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  • Report:  #268505

Complaint Review: Midland Credit Management Inc. - Los Angeles California

Reported By:
- Dunlap, Illinois,
Submitted:
Updated:

Midland Credit Management Inc.
Dempartment 8870 Los Angeles, 90084-8870 California, U.S.A.
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
MCM has contacted me several times now by mail and phone. They are saying that I owe money on an account that I never had.

I have told them three times that they have the wrong person. The account manager will verify that the last 4 of the Social Security Number do not match, then tell me that they will remove my name and address/phone from their contact list.

Today I received a Settlement Opportunity from them via mail. At what point does this sort of thing turn into harassment???

Fedupwithmcm

Dunlap, Illinois

U.S.A.


2 Updates & Rebuttals

Lynn

Muskego,
Wisconsin,
U.S.A.
On MCM Harassing Innocent Victims

#2Consumer Comment

Mon, August 20, 2007

Fedup, I know your concern is valid, and I think you should report MCM. I'd also ignore William's comment to return the letter. Isn't your name on the letter? Didn't MCM knowingly send you an additional letter after you explained to them that they are communicating with the wrong person? Thus, the letter is proof of the harassment! Fedup, I'm currently dealing with a case here in Wisconsin where MCM has been listing a bogus address for a debt, going back to 2001. MCM claims the debtor (being me) lives at such and such an address; however, through the Web site of the United States Postal Service, I queried the address, and the address does not exist. I continued to do more searches, though, and located the person that MCM had communicated with about my debt. So what I know is that MCM found someone with a name like mine differs in spelling by one letter of last name and used their name and address, claiming their information as my own. And while the person I've located has a similar address, the way MCM lists the address on my credit report and on a subpoena I currently hold, the real address in fact differs by deleting the first three numerical characters. Why MCM goes through all this trouble, I have no idea, but I do suspect a lot. What I do know is if MCM purchased my debt back in 2001, then they would have had my last known address. And since that time, I have been in the phone book and my address had been updated on my credit reports. Hope this gives you another side/angle to your own report. This is serious deception and needs to be reported.


William

San Diego,
California,
U.S.A.
As far as the letters cocerned

#3Consumer Suggestion

Sun, August 19, 2007

Just put return to sender on the letter

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