Complaint Review: Midland Credit Management Inc. - San Diego California

Midland Management/MidFunding LLV is suing me for a Business Credit Card that is not mine and it is for a LOT OF MONEY It has been a nightmare. I hope that you can get this settled swiftly. I now have an attorney and we are countersueing them...so wish me luck! I swear these people have shorten my live with this lawsuit and all I have been through so far. Even the fact I have only SSDI hasn't back them down...... This site provide a great service to get the word out and help people dealing with these bad guys.

Midland Management/MidFunding LLV is suing me for a Business Credit Card that is not mine and it is for a LOT OF MONEY It has been a nightmare. I hope that you can get this settled swiftly. I now have an attorney and we are countersueing them...so wish me luck! I swear these people have shorten my live with this lawsuit and all I have been through so far. Even the fact I have only SSDI hasn't back them down...... This site provide a great service to get the word out and help people dealing with these bad guys.

Midland Management/MidFunding LLV is suing me for a Business Credit Card that is not mine and it is for a LOT OF MONEY It has been a nightmare. I hope that you can get this settled swiftly. I now have an attorney and we are countersueing them...so wish me luck! I swear these people have shorten my live with this lawsuit and all I have been through so far. Even the fact I have only SSDI hasn't back them down...... This site provide a great service to get the word out and help people dealing with these bad guys.

Midland Management/MidFunding LLV is suing me for a Business Credit Card that is not mine and it is for a LOT OF MONEY It has been a nightmare. I hope that you can get this settled swiftly. I now have an attorney and we are countersueing them...so wish me luck! I swear these people have shorten my live with this lawsuit and all I have been through so far. Even the fact I have only SSDI hasn't back them down...... This site provide a great service to get the word out and help people dealing with these bad guys.

As a matter of fact, I just got my annual copies of my credit reports from the three major bureaus (three for me, three for my husband). I looked them over thoroughly, and there was nothing anywhere that indicated a misuse of these accounts or any attempt at identity theft. But THANK YOU for making that point here. Other people being scammed by these MCM whack-jobs might have similar problems.

I read your comments, and thought maybe there may be some mistake about the Texaco account, but then you said you started to receive collection requests on other accounts. Have you checked with the credit bureaus to see if maybe somebody isn't making accounts using your information. It may be nothing, but you could also be the victim of identity theft. That may be why you are getting these letters.

I read your comments, and thought maybe there may be some mistake about the Texaco account, but then you said you started to receive collection requests on other accounts. Have you checked with the credit bureaus to see if maybe somebody isn't making accounts using your information. It may be nothing, but you could also be the victim of identity theft. That may be why you are getting these letters.

I read your comments, and thought maybe there may be some mistake about the Texaco account, but then you said you started to receive collection requests on other accounts. Have you checked with the credit bureaus to see if maybe somebody isn't making accounts using your information. It may be nothing, but you could also be the victim of identity theft. That may be why you are getting these letters.

I read your comments, and thought maybe there may be some mistake about the Texaco account, but then you said you started to receive collection requests on other accounts. Have you checked with the credit bureaus to see if maybe somebody isn't making accounts using your information. It may be nothing, but you could also be the victim of identity theft. That may be why you are getting these letters.

Because of the good information I found on this site, I contacted the Wisconsin Department of Financial Institutions the same day I wrote my letter to MCM. I talked to the people who handle fraudulent debt collection attempts, and they were extremely helpful. I then filed a formal complaint against Midland Credit Management /dba/ Midland Funding LLC /dba/ MCM. The complaint form is available online at their site -- WDFI.org . In the meantime, MCM has escalated their attempts at getting money out of me. WIthin days of my posting my original report here, we received FOUR more collection letters from MCM -- each to a different name variation, each claiming a debt to a different company, each for a different amount and account. I have also gotten several phone calls from them, but I have not stayed on the phone long enough to hear their spiel. So I called WDFI back, and they told me that they had aleady sent a letter to Midland, and that it was not necessary for me to answer each of the debt collection attempts on my own anymore. The person I spoke to said that they expect this to be over within four weeks, but to keep copies of anything that Midland Credit sent to me. When I receive my copy of WDFI's letter to MCM, I will post it here.

I am also in Wisconsin and you need to file a complaint with the state financial affairs division there in Madison. They are the ones that handle the credit card, collection agencies, etc in our state. You can done this all via the web.

Midland Credit Management PO Box 939019 San Diego, CA 92193-9019 Re: MCM Account No. XXXXX March 20, 2007 To Whom It May Concern: I received a letter from your firm offering a settlement opportunity and claiming that at one time I owed a debt to Texaco, account number XXXXX, and that you are now servicing the above-referenced account. Neither my husband nor I have ever owned a Texaco credit card. Neither my husband nor I have ever owed Texaco any money. The named person that you are claiming owes this debt has never existed. Cease and desist your attempts at collecting this non-existent debt immediately. If I find that you (or any of your affiliated offices) have reported this false information to any of the three major credit bureaus (Equifax, Experian or TransUnion) your action might constitute fraud under both Federal and State Laws. If any negative information initiated or reported by your company is found on any of my credit reports, I will not hesitate in bringing legal action against you. You are not to contact me or my husband again by telephone, mail, email or any other means. Signed, me