Vipers1960
Huachuca,#2Consumer Comment
Tue, April 14, 2009
Hi,I am dealing with midland as well,Check out this website it is wonderful and helped me alot (((Redacted))) GOOD LUCK! CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Laurie
Haslet,#3Consumer Comment
Tue, April 07, 2009
SHOW UP IN COURT EXPLAIN YOU WERE NOT CORRECTLY SERVED - NO TIME TO RESPOND. QUESTION ALL DOCUMENTS THEY PROVIDE AS FALSIFIED. Bud Hibbs has a great website to help you .. www.budhibbs.com go there ASAP Midland breaks FDCPA regularly.. If ROR removes the link - just search the internet on Bud Hibbs.
Tracy Akron
Akron,#4Consumer Suggestion
Tue, April 07, 2009
Okay, You say that the date on the summons is february of 2009. You have to file an answer with the court. And you only have about 20 days to do that. You need to contact the attorney representing Midland and ask for Validation of the debt!! Do not give them any info, like your SSN number. Use the info on the summons. You need to find out if this debt is really yours. Also, ask about Midland not having a license to do business in New York. That is important. If they dont, then they have no way of suing you in that state. IF there is no time, then SHOW UP at the hearing!!! That is really important! IF you do not, then Midland and their attorney will file for a default judgement on the debt they say you owe. And that is really hard to overturn once it is in effect. IF they get the judgement, then they can go after your bank accounts and freeze them to get money. Midland Funding is a debt buyer. Mostly they buy debt that is old, out of statute of limitations and time barred from collection. CHeck the statute of limitations in both the state you moved from and also the state you now reside in. If they are suing you in the jurisdiction of New York, then they have to abide by the statutes in New York. Midland is notorious for suing on debts that are too old to actually collect on, but you have to bring this up at the hearing. Once the judge is aware that the statute of limitations is over, he/she will dismiss the hearing and you will WIN. good luck Debbie