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  • Report:  #214220

Complaint Review: Midland Funding Midland Credit Management - San Diego California

Reported By:
- Columbus, Georgia,
Submitted:
Updated:

Midland Funding Midland Credit Management
575 Roscoe Ct. San Diego, 92123 California, U.S.A.
Phone:
888-403-6206
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?
Feb. 2006, I checked my credit report and found Midland Credit Management on it. at the time I didn't dispute until last month I wrote equifax and let them know I didnt know anything about Midland Credit.

They deleted the information from my credit report. Yesterday I recieved a summon from courts stating that I have 30 days to get in touch with Mann Bracken, LLC Attorney for Plaintiff, In Atlanta, Georgia. That they was suing me for $ 1,887.78. They stated on the summon Plaintiff: Midland Funding LLC.

When I contact BBB.org they stated that business does not exist. When I put in Midland Credit Management it existed but it doesn't have the same address or same telephone as the company that was listed on my credit report. If any one know what I need to do now please feel free to contact.

Cathy

Columbus, Georgia
U.S.A.


4 Updates & Rebuttals

Steve

Bradenton,
Florida,
U.S.A.
Sharon, isn't that what I said? You should read it again.

#2Consumer Suggestion

Wed, November 08, 2006

Sharon, Why would you tell someone to "forget about all the certified stuff" right now...? Here's what I wrote: "Respond to the court and the "attorney" by the means above. Clearly dispute the debt. Clearly state that you have never entered into any contract with Midland xxxxx. State that there were no collections attempts prior to the lawsuit filing and therefore you feel the lawsuit is frivolous and should be dismissed"... Sending all correspondence certified in a matter like this is absolutely essential.


Sharon

Atlanta,
Georgia,
U.S.A.
Answer the Court!

#3Consumer Suggestion

Wed, November 08, 2006

Mann & Bracken will get a default judgment against you if you don't file a response with the Court. Forget all the certified stuff now. File an Answer before the 30 days has expired and send a copy to to the attorneys. You'll get your day in court. If you don't file an Answer, you lose by default. Then you'll have a judgment on your credit report. You must file an Answer immediately.


Steve

Bradenton,
Florida,
U.S.A.
Oh Yeah, the contact info on Midland Credit Management

#4Consumer Suggestion

Fri, October 06, 2006

Agency Details: Midland Credit Management, Inc. 8875 Aero Dr. Ste 200 San Diego, California 92123-2255 Phone: (858) 309-6970 Fax: (858) 309-6977 Web Address: www.mcmcg.com


Steve

Bradenton,
Florida,
U.S.A.
Here's how you deal with that Midland Credit Mgmt/Midland Funding issue

#5Consumer Suggestion

Fri, October 06, 2006

Cathy, You can actually make money off of this. Forget the BBB, they are useless and have no power to do anything for you. The FTC has sole jurisdiction over debt collectors, and the BAR ASSOCIATION over lawyers. Stay off the phone! Communicate only in writing and only by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records. This proceedure is very important! Respond to the court and the "attorney" by the means above. Clearly dispute the debt. Clearly state that you have never entered into any contract with Midland xxxxx. State that there were no collections attempts prior to the lawsuit filing and therefore you feel the lawsuit is frivolous and should be dismissed. Also, at this time request DISCOVERY on the case, and would like to see whatever you allegedly signed to create the debt, as well as a full account history and itemization of said charges. Now, file a bar association complaint on the dirtbag lawyer for the unethical activity. If he didn't do anything wrong, use your imagination. It still gets his shorts in the wringer. It's all just dirty politics, the worst you make his life, the better chances they will dismiss. These junk debt buyers and their attorneys file lawsuits only in hopes of getting a default judgement. They rarely go to trial, as most do not know how.

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