Steve
Bradenton,#2Consumer Suggestion
Wed, November 08, 2006
Sharon, Why would you tell someone to "forget about all the certified stuff" right now...? Here's what I wrote: "Respond to the court and the "attorney" by the means above. Clearly dispute the debt. Clearly state that you have never entered into any contract with Midland xxxxx. State that there were no collections attempts prior to the lawsuit filing and therefore you feel the lawsuit is frivolous and should be dismissed"... Sending all correspondence certified in a matter like this is absolutely essential.
Sharon
Atlanta,#3Consumer Suggestion
Wed, November 08, 2006
Mann & Bracken will get a default judgment against you if you don't file a response with the Court. Forget all the certified stuff now. File an Answer before the 30 days has expired and send a copy to to the attorneys. You'll get your day in court. If you don't file an Answer, you lose by default. Then you'll have a judgment on your credit report. You must file an Answer immediately.
Steve
Bradenton,#4Consumer Suggestion
Fri, October 06, 2006
Agency Details: Midland Credit Management, Inc. 8875 Aero Dr. Ste 200 San Diego, California 92123-2255 Phone: (858) 309-6970 Fax: (858) 309-6977 Web Address: www.mcmcg.com
Steve
Bradenton,#5Consumer Suggestion
Fri, October 06, 2006
Cathy, You can actually make money off of this. Forget the BBB, they are useless and have no power to do anything for you. The FTC has sole jurisdiction over debt collectors, and the BAR ASSOCIATION over lawyers. Stay off the phone! Communicate only in writing and only by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records. This proceedure is very important! Respond to the court and the "attorney" by the means above. Clearly dispute the debt. Clearly state that you have never entered into any contract with Midland xxxxx. State that there were no collections attempts prior to the lawsuit filing and therefore you feel the lawsuit is frivolous and should be dismissed. Also, at this time request DISCOVERY on the case, and would like to see whatever you allegedly signed to create the debt, as well as a full account history and itemization of said charges. Now, file a bar association complaint on the dirtbag lawyer for the unethical activity. If he didn't do anything wrong, use your imagination. It still gets his shorts in the wringer. It's all just dirty politics, the worst you make his life, the better chances they will dismiss. These junk debt buyers and their attorneys file lawsuits only in hopes of getting a default judgement. They rarely go to trial, as most do not know how.