J
Lakewood,#2Consumer Suggestion
Sun, February 11, 2007
collection agency and the lawyers that sue for these low lifes read this site. right now all that's going to happen is you'll get a default judgement, if the summons was served at you old address, you could get it vacated, but if there is only a slip telling you a certified letter is waiting for you, you still haven't been served. collection agencies do make it some what easy to file counterclaims againt them, but read 15 usc 1691(k)(c), you have to prove the violations were intentional. sol in ohio are 15 years on a written contract and I believe 6 on a open contract. 15 years is a long time to remember, all the debts you ever had, since after 7 years, they fall off credit reports, so this may very well not be a bogus claim. and almost every attorney tires to file all claims under written contracts. If a default judgement is entered, once you have it vacated, your still going to have to deal with it, it will just be served to you, within a week. you should take this time to read ohio civil rules 10,11,12,26,33,34 and 36 all of these will come into play during this ordeal.