- Report: #86159
Complaint Review: Midnight Velvet - Seventh Avenue - Monroe Wisconsin
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Author Not Confirmed
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Midnight Velvet - Seventh Avenue
1112 7th Avenue Monroe, 53566-1364 Wisconsin, U.S.A.
Phone:
608-324-6611
Web:
N/A
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Business Rating:
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Midnight Velvet - Seventh Avenue Slack security account fraud acknowledged but not corrected Monroe Wisconsin
January 2004 I obtained copies of all three of my credit reports. On all 3 were listed accounts from Midnight Velvet and Seventh Avenue. Both accounts are showing as charged off credit card accounts.
I never opened these accounts. In fact, I didn't know they existed until I pulled my credit reports. When I contacted the company (they're owned by the same parent company), I was told that it was "too bad" if someone opened the accounts using my name, but that as far as they're concerned, *I* owe them $144 and I needed to pay it immediately.
I have since found out that Midnight Velvet/Seventh Avenue send out catalogs with pre-approved credit card numbers printed ON THE CATALOG! No wonder they have such a problem with account fraud! Who in their right mind would print a credit account number on the front page of a mail order catalog???
Needless to say I will most likely be sueing these idiots to get them off my credit reports. They're also being reported to the BBB, and the Attorney General's office as well.
Shady companies like this need to learn that they can't continue to do business this way.
Jennie
Clermont, Indiana
U.S.A.
I never opened these accounts. In fact, I didn't know they existed until I pulled my credit reports. When I contacted the company (they're owned by the same parent company), I was told that it was "too bad" if someone opened the accounts using my name, but that as far as they're concerned, *I* owe them $144 and I needed to pay it immediately.
I have since found out that Midnight Velvet/Seventh Avenue send out catalogs with pre-approved credit card numbers printed ON THE CATALOG! No wonder they have such a problem with account fraud! Who in their right mind would print a credit account number on the front page of a mail order catalog???
Needless to say I will most likely be sueing these idiots to get them off my credit reports. They're also being reported to the BBB, and the Attorney General's office as well.
Shady companies like this need to learn that they can't continue to do business this way.
Jennie
Clermont, Indiana
U.S.A.
4 Updates & Rebuttals
sjohnlemay9
memphis,Tennessee,
USA
midnight velvet found on my credit report
#2Consumer Comment
Mon, June 28, 2010
i to have just found out that they inquired on my credit report i have never heard of these people and was in the hospital at the time so i dont know why they would be on there unless someone stole my information while i was in the hospital and used it so i will be finding out whats going on check your credit report by all means
Marc
Billings,Montana,
U.S.A.
My experience with Midnight Velvet is DRAMATICALLY DIFFERENT
#3Consumer Comment
Wed, March 15, 2006
Both my sister-in-law and myself have been shopping with Midnight Velvet for years and have NO COMPLAINTS whatsoever. I believe that everyone needs to see both sides of a story before making any judgements instead of running to hang them
Sherri
Piedmont,California,
U.S.A.
I DON'T DOUBT YOU WERE TREATED THAT WAY!!
#4Consumer Comment
Mon, March 21, 2005
I am currently getting ready to take legal action against Midnight Velvet myself. I started receiving collection notices from them, as well as innumerable calls at work, over less than $100. I told several reps that I had the cancelled check and would be more than happy to fax it to them, and each and every one refused to give me a fax number. I also sent a copy of this check to them via USPS Priority Mail with delivery confirmation (after the Certified Letter went "unclaimed"). Next thing I know, I get a letter from a collection agency, Bonded Collateral something. I faxed a copy of the check to them, they closed the file, stating that it would be sent back to Midnight Velvet. Next thing I know, I get a letter from NCO, stating that they were collecting for Midnight Velvet. I have sent a copy of the cancelled check to them as well (I have changed banks since November, so no danger of them helping themselves to anything in that account). My attorney will be giving these lovely folks at Midnight Velvet a call today in an attempt to resolve this issue. Next step will be filing the needed legal documents necessary.
Martin
Clinton,Iowa,
U.S.A.
Seventh Avenue
#5UPDATE Employee
Mon, December 13, 2004
I really have to take issue with Jennie's characterization of how she was treated. Good customer relations has served my company well since its founding during the great depression. We would never --and I'm one of the people fielding such calls-- tell someone that it was "too bad" someone stole their identity. When we get a call from someone like Jennie we send out an Identity Theft Affidavit prepared by the FTC, we place the account in dispute, and we make a thorough investigation based upon our records and the statements and evidence provided to us with the returned affidavit.
