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  • Report:  #484931

Complaint Review: Mortgage Investors Corporation - Internet

Reported By:
Dedicated to serving - Bremerton, Washington, USA
Submitted:
Updated:

Mortgage Investors Corporation
www.mortageinvestorscorporation.com Internet, United States of America
Phone:
Web:
N/A
Categories:
Tell us has your experience with this business or person been good? What's this?

SPECIAL UPDATE: August 18 2012: Mortgage Investors Corporation remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Mortgage Investors Corporation is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Mortgage Investors Corporation has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, Mortgage Investors Corporation has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Mortgage Investors Corporation remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at [email protected]
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Rip-off Report REVIEW:

Editors UPDATE: Positive Rating and Recognition has been given to mortgage-companies/mortgage-investors-c/mortgage-investors-corporation-ddd29.htm for its Commitment to Excellence in customer service.

Rip-off Reports review of Mortgage Investors Corporation / Amerigroup Mortgage Corporation uncovers an ongoing commitment to total client satisfaction. This means that clients can expect that MIC will always work towards finding a mutually satisfactory resolution to any complaints or concerns. MIC listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services MIC offers and the support for those services.

One top executive in the mortgage lending business stated to Rip-off Report, that MICs chairmans personal philosophy is that service members and veterans are a different class of citizens who deserve the best this nation and his company have to offer in return for their sacrifices to this country. MIC must listen to our clients and respond properly. This is the best way to ensure MIC will maintain a successful enterprise both now and in many years to come.

Another top executive of the company stated to Rip-off Report, that the Chairmans personal business philosophy is based on the premise that MIC strives to add value in its services. We understand that a successful business model is based on value-added services, and client care. MICs mission statement says it all; "Our goal is to provide our clients the best quality, value and professional excellence in the industry." Some of the other things Rip Off Report learned in the course of its investigation: MICs business was established in 1938 to provide borrowers with home loans and realize their dreams of homeownership. MIC has provided hundreds of thousands of service members and veterans with a new home loan that saved every borrower thousands of dollars over the lives of their loans, lowering their monthly mortgage payments and improving their financial positions. MICs unique business model has made it the leading Department of Veterans Affairs guaranteed refinance provider.

Rip-off Report has confirmed that MIC takes quality control very seriously. MIC has recently put a lot of effort into ramping up its Customer Service team and client relation processes including full time availability to borrowers to assist with any issues that develop. Rip-off Report was pleased to learn that MICs past and current approach to business is focused on its pledge to total commitment towards client satisfaction.

MIC recognizes that complaints posted on Rip-off Report (true or not) are issues that need to be addressed and if handled correctly can be valuable learning opportunities. With the feedback generated by Rip-off Reports Investigation MIC has made organizational changes allowing her clients a more streamlined approach to problem resolution and a total overall commitment to her client experience.

In summary, after our review, which included discussions with MICs Chairman and President and many of its current associates, Rip-off Report is convinced that MIC has been and is committed to quality delivery of services resulting in total customer satisfaction. Read more about Mortgage Investors Corporations Commitment to Excellence and Total Consumer Satisfaction and why consumers should feel safe, confident and secure when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. ..yes, a long name for a program that does a lot for both consumers and businesses alike.Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED

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Mortgage Investors Corporation  This company will give away your information and you will be called by many different banks stating that you put in a loan....BEWARE!!! Bremerton, Washington

I was originally contacted by this company during my husband's deployment. While we are both active duty, he used his VA loan to buy our current home. We had to transfer, so we thought it would be helpful to get a refinancing loan. Once he got back from out to sea (several calls later) we decided to set up a time to meet. We sat through a presentation that was at least one hour long. Adter a while, I told the rep that I simply wanted the bottom line. One thing that I did not like was the way that I felt talked down to, as if they were helping ME so much. I did not like the whole flip chart presentation, feeling like it was too much like the door-to-door vacuum cleaner salesmen. The punch line was when he told us that we would have to put down over $2000 that night. Since we were not willing to put down that much money, he called his boss who then "lowered" the down payment to $100. According to the "rep", they NEVER do this. WE still were not convinced and the rep told us that HE was going to pay for it, which we knew was a lie. Once the appointment was over, we went to bed. THE NEXT DAY we began to be inundated with calls from other mortgage companies stating that they "received our loan application" which we did not give them. I believe that the multiple inquiries are damaging to our credit. Additionally, we did not authorize them to give out our information and even signed a privacy notice. We both find it strange that it was only AFTER doing business with MIC that we began to get the calls. We have filed a complaint through the BBB. We have also contacted Navy Legal regarding this company as we do not want other veterans falling into this trap. They do NOT have your best interests at heart. BEWARE!!!



2 Updates & Rebuttals

MJC

Washington,
United States of America
Info was not shared...it was sold

#2General Comment

Tue, November 24, 2009

Funny!  That wasn't the company that gave away your information, it was the credit bureau when the mortgage company checked your credit.  The Credit companies SELL access to information when people are applying for credit to companies that offer credit.  That's how they know you are applying for a mortgage with someone because there is a specific type of credit check that's being done.  Why do you think that after you get one credit card, suddenly you get offers for MORE credit cards?  Or, better yet, when you buy a new house, you suddenly start getting offers from furniture stores.  Better get back on the horn and call Navy Legal and the BBB, you sent your watchdogs after the wrong culprit!  BTW,  Did you close your mortgage with this company?  Or, did you cancel and put a big black X on the company because the credit bureau sold your info and you didn't understand what had happened?  Just curious, I'm a Veteran and am considering doing business with this company.  Have actually heard good things about them.


Veteran

United States of America
my experience with mortgage investors corporation

#3Consumer Comment

Mon, November 16, 2009

I was contacted by the same company Mortgage Investors Corporation.  I found the company to be honestg and helpful in my mortgage.  They are out here to help veterans and have helped over 300 thousand so far. I did my research on them and found they have been in buisness for 71 years.  The government wouldntr even let them help veterans if they didnt do it right.  That was something I thought about when I decided to have them come out and see what they could do for my mortgage.  They helped us get our rate down.  Even though they said we didnt have to pay out of pocket we did have to pay a deposit that we got back in closing.  My advice to anyone is to just see what they can do try them out and if it dont work for you then so be it but at least you weighed out all your options.  You cant go by everyones opinion so be a leader and develope your own opinion and see what they can do for you. 

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